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£965,000
Bedrooms
Bathrooms
A stunning five bed, two bath, Victorian home, with a gorgeous landscaped garden, positioned really closely to plenty of amenities, good local schools and great transport links.
The owners have created an inspiring, beautifully balanced home maintaining a strong focus on sustainability, efficiency and simple, effective design.
The through reception feels like a naturally inviting space to relax, beautifully lit during the day by the generous bay window, and decorated in earthy hues, the space is calming. As the evening closes in there is a brilliant log burner which heats up the space with ease and makes for a cosy lounge area. The kitchen / dining room provides plenty of space to gather, cook and socialise and comprises a range of high gloss cabinetry, Quartz worktops, high quality fitted appliances including a dishwasher and range cooker. The space then opens into the garden room, an illuminated space which has been designed to be comfortable throughout the seasons, and offers a sense of tranquillity with views of the gardens.
Upstairs is equally impressive, with five double bedrooms arranged over two levels, a fresh, contemporary bathroom with a deep bath tub and shower room, both finished in monochrome tiling.
To the rear the garden is a hidden oasis, tucked away from the world, offering a sense of tranquillity. Framed by smart horizontal fencing, it features an Indian flagstone patio, raised beds and directed lighting; the perfect space for entertaining or simply relaxing.
Phoenix Road sits within easy reach of Crystal Palace Park, the bars and restaurants along both Penge and Sydenham High Streets, and the excellent transport links that this part of South East London is known and loved for including Penge East (Victoria) and Penge West (London Bridge) rail.
EPC: TBC | Council Tax Band: D
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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