4 bedroom terraced for sale

£975,000

4

Bedrooms

2

Bathrooms

Floorplan

This characterful four bedroom, two bathroom Victorian home features a sun-drenched, south-facing garden, set against the picturesque backdrop of the historic alms-houses, and is located close to excellent transport links, green open spaces and a range of coffee houses, restaurants and shops.

The home has been sensitively modernised and the integrity maintained, showcasing the period detailing throughout.

The through reception feels like a naturally inviting space to relax, beautifully lit during the day by the generous bay window, and decorated in powdery hues, calming the space. As the evening closes in there is a wood burner in the front reception which makes for a cosy lounge area.

The kitchen / dining room is charming comprising a range of cabinetry providing plenty of storage, wood block work surfaces, Butlers sink and high quality fitted appliances including a double oven, dishwasher and gas hob. There is good dining space for families to gather for meals and French doors frame a lovely view of the rear garden.

Upstairs is equally impressive, with four double bedrooms arranged over two levels, a bathroom with a deep bath tub and a shower room, both finished in neutral tiling. The bedroom on the upper floor enjoys leafy open views that stretch across tree tops and Watermans Square, creating the feeling of a countryside retreat, a rarity for a London home.

To the rear the garden is a hidden oasis, tucked away from the world, offering a sense of tranquillity. Enclosed by lush greenery, it features a screen of sweet scented Jasmin, two mature magnolia trees which produce stunning springtime blooms, raised established beds, a large patio and a lush lawn, the space feels like a private retreat, sheltered from view and brimming with natures beauty.

A very special house, in a gorgeous location. This property should be viewed, to be fully appreciated.

EPC: D | Council Tax Band: D

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 797075

Mortgage Loan to Value

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Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 24375
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 65825
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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