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£189,950
Bedrooms
Rare opportunity to acquire this impressive three bedroom top floor flat with huge private rear garden. The proper has its own entrance staircase, with doors to all rooms that includes stylish kitchen and bathroom, good size lounge, plus 3 bedrooms. Furthermore, the property benefits from having ample storage throughout, gas central heating, double glazing and would Ideally would suit those seeking to get on the property ladder or great investment opportunity. Not to be missed! EPC rating CENTRANCE HALLWAYDouble glazed entrance door to side. Stairs to first floor. Under stairs storage cupboard. Doors leading to ?LOUNGE/DINING ROOM 13?2? x 11?10 (4.01m x 3.6m)uPVC Double glazed window to rear. Double radiator.KITCHEN 9?6? x 9?7 (2.9m x 2.92m)uPVC Double glazed window to rear and side aspect. Range of wall and base units. Laminate roll edge worktop. Inset sink. Space for washing machine and fridge freezer. Tiled floor.LANDING/HALLWAY 9?5? X 5?7? (2.62m X 1.67m)Doors leading to all rooms on this level. Inset spot lights. Cupboard containing Worcester combination boiler. Radiator.BEDROOM ONE 1210' x 1110.9' (393m x 3.63m) Two uPVC Double glazed windows to front aspect. Built in cupboard. Radiator.BEDROOM TWO 9 x 10.5' (3.01m x 2.67m) uPVC double glazed window to front, radiator.BEDROOM THREE12 11.5' x 6' x 5.1' (3.95m X 1.96m) uPVC double glazed to front, radiator built in wardrobe. BATHROOM uPVC Double glazed patterned window to rear. White suite consisting of low level WC, pedestal wash hand basin, panelled bath with shower over bath. Partially tiled walls and tiled flooring. Extractor Fan. Radiator.STORAGE SHED Situated to the rear of the property within the garden along with smaller storage cupboard under stairs. PRIVATE GARDENGated access to a private enclosed garden, laid to lawn.TenureWe are informed by the owner that this is a leasehold property, with a service fee of approx 140 per annum which includes ground rent.
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Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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