3 bedroom flat for sale

£625,000 Guide Price

3

Bedrooms

2

Bathrooms

Floorplan

Propertyworld is delighted to present this unique and beautifully presented two / three bedroom, two-bathroom Victorian conversion flat on the ground floor of a handsome period building directly opposite Crystal Palace Park. This exceptional home comes with its own private entrance, a stunning 60-foot private rear garden, a separate utility room, and plenty of storage all lovingly upgraded and enhanced by the current owner with care, creativity, and a real eye for detail.

The layout is both flexible and functional, offering two spacious double bedrooms one with a bay window, bespoke plantation shutters, and a sleek en-suite bathroom as well as a third room that can be used as a home office / study. The main living space is a genuine highlight: an 19-foot reception room to the rear with stripped solid wooden floors, period-style radiators and direct access to the garden, making it a perfect entertaining space or somewhere to simply enjoy the view.

The kitchen is a stylish, contemporary affair with clean lines and the original stripped wooden flooring. Theres also a separate utility room an increasingly rare feature allowing you to keep everyday tasks discreetly out of sight and contributing to the sense of order and calm that runs throughout the property.

The garden is a real showstopper: beautifully landscaped and thoughtfully arranged, it stretches an impressive 60 feet and offers a peaceful, secluded escape from city life. Mature shrubs and planting surround a neat lawn, with a fishpond adding to the sense of calm, and at the very rear, a hidden seating area with fire pit. Other key benefits include 166 years remaining on the lease, low service charges, and a location thats hard to beat a short walk from the buzz of the Crystal Palace Triangle with its award-winning restaurants, coffee shops, independent retailers and gastropubs.

This is a rare and highly desirable home, full of personality and period charm.

'One of the highlights has been the garden its my favourite place to spend time. Its incredibly peaceful, surrounded by mature trees, it feels like a private green sanctuary. I often sit by the pond, watching the frogs, newts, and a couple of little fish its wonderfully calming. Ive planted it to be low-maintenance but full of life year-round: crocuses and snakehead bulbs in early spring, then wild garlic, followed by jasmine, hebe and acanthus, with red dogwood stems adding colour through winter. Theres also a small fire pit at the bottom thats perfect for cosy evenings and relaxed barbecues. Inside the flat, Ive loved making it my own. I carefully designed it to make the most of the space. A personal favourite are the handmade Bert & May tiles, and I get a lot of joy from the bath with its shelf perfect for unwinding. I initially used the reading room as my office but moved to the spare room for the garden view, adding a platform desk with a pull-out bed underneath thats great for guests and extra storage. The whole flat has been designed to maximise storage, which has made day-to-day life much easier and more organised. Living in Crystal Palace has been a joy. Being directly opposite the park is amazing, and the Triangle is a short walk away, full of great cafs, restaurants, and bars. With a private entrance and friendly but unobtrusive neighbours, its felt like a calm, welcoming place to live.'



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 518325

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 15625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 49575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

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  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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Final Property Value

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