3 bedroom semi-detached for sale

£795,000

3

Bedrooms

Floorplan

Patrick Williams Belvoir are delighted to offer to the market this charming, three-bedroom, semi-detached home, benefittingfrom NO ONWARD CHAIN. The property itself is of a stunning late Victorian build, however tastefully extended to both the side and the rear over the years. It occupies a superb position on Eastfield Lane, the property further benefits from a tandem length garage and driveway parking for approximately four vehicles.

The downstairs accommodation comprises, entrance porch, kitchen, dining room, living room,cloakroom and bedroom with en suite.

The living room, situated in the rear extension, is tri-aspect with French doors to the garden, creating a light and airy space further benefitting from a wood burner. The dining room is a superb size, with feature fireplace and the kitchen is accessible from either a door in the dining room or, via the side door to the property, which adjoins the spacious utility room.

To the first floor are two double bedrooms and the family bathroom. The main bedroom is dual aspect and complete with walk-in wardrobe and access to the eaves for further storage, whilst bedroom two has attractive views of the tree lined frontage and two built-in wardrobes. The family bathroom comprisesa toilet, hand basin, bath and separate shower.

To the front of the property lies a mature garden, with multiple small shrubs and patio, there is also driveway parking for approximately four cars and access to the tandem length garage.

To the rear lies a paved terrace with steps leading up to the lawn, which is a real mid afternoon suntrap (weather permitting) with mature planting to the margins providinga good degree of seclusion. The garden room is currently set up as an office space and benefits from power and it€™s own consumer unit. There is also a shed and a log store, providing good storage space.

A further feature of the property is that it currently has full disabled access to the ground floor including remotely operated pneumatic patio doors. This unique element may be of interest to some buyers but it can of course be removed if not required.

Whitchurch on Thames is a picturesque village situated on the South Oxfordshire bank of the RiverThameslying at the foot of the Chilterns Escarpment. The area is designatedas being of €˜Outstanding Natural Beauty€™.The village boasts an interesting history with a wealth of period and character properties reflecting a rich architectural heritage. There is a popular local pub and an extremely well-regarded primary school.

The larger village of Pangbourne is within a short walking distance over the river and has a wide selection of independent retailers including an award-winning butchers and cheese shop. Themainline railway station is ideal for commuters to Reading or Oxford and providesaccess to London Paddington within 45 minutes. Access to the M4 is only a 10-minute drive away. The property is ideally situated to enjoy countryside walks and many other leisure and sporting activities.

Please note that all parties attend property viewings at their own risk and must assess any hazards themselves.

We can refer you onto MAB for assistance with finance and mortgages, we may receive a fee if you take out a mortgage through them. If you require a solicitor to handle your purchase we can refer you onto Setfords Solicitors. We may receive a fee of 250.00 if you use their services.

Council tax band: D, Tenure: Freehold,

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 658575

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 19875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 62325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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