4 bedroom detached for sale

£595,000

4

Bedrooms

2

Bathrooms

Floorplan

Harrier Way is an established cul de sac situated on the popular Abbeyfields development which is ideally located providing easy access to local schools for all ages and junction 26 of the M25 motorway which provides connections to the A10 and M11. Rail services are available from Waltham Cross BR Station or Epping and Loughton for the Central Line service.

Additionally Waltham Abbeys 14th century town centre and market square with a variety of shops and eateries is ithin approximately one mile of the property .

The accommodation to the ground floor comprises a large entrance hall with stairs ascending to the first floor and the hall grants access to the lounge, dining room, kitchen, study and guest WC.

The lounge is dual aspect with a feature bay window overlooking the front and patio doors providing access to the rear garden.

The kitchen has a range of fitted wall and base units with granite work surfaces with inset butler style sink . There is a Range style cooker and integrated fridge /freezer, dishwasher and washing machine. There is a courtesy stable door to the rear garden and two sets of double doors which lead to the dining room and entrance hall respectively.

A study which overlooks the front aspect and guest WC, complete the ground floor.

Accommodation to the first floor comprises a galleried landing with a built in cupboard, and providing access to all bedrooms and bathroom.

The master bedroom overlooks the rear and offers a range of fitted mirror wardrobes along one wall . There is direct access to the en-suite bathroom which comprises a modern bathroom suite comprising a tiled panelled bath with hand held shower attachment, toilet and wash hand basin.

Bedroom two has a fitted wardrobe and overlooks the rear aspect, bedrooms three and four overlook the front and rear respectively with a built in cupboard to bedroom three.

Bedrooms two three and four are supported by the main bathroom which comprises a P shaped bath with overhead mains shower and shower screen, range of fitted base units with inset sink and low level WC.

Externally there is a good size rear garden with a full width paved stone patio with the remainder being predominately laid to lawn. There is side pedestrian access to the front of the property

Parking granted on the personal driveway which gives access to the attached garage with up and over door.

The property is realistically priced and being offered chain free and therefore early viewing is highly recommended

ENTRANCE HALL 13 4 Max' x 9 2 Max' (4.06m x 2.79m)

LOUNGE 21 4' x 11 3 Max' (6.5m x 3.43m)

DINING ROOM 9 11' x 9 4' (3.02m x 2.84m)

KITCHEN 11 11' x 10 1' (3.63m x 3.07m)

STUDY 6 7' x 6 9' (2.01m x 2.06m)

GUEST WC 7 6' x 2 8' (2.29m x 0.81m)

GALLERIED LANDING

BEDROOM ONE 12 9' x 12 3 Max' (3.89m x 3.73m)

EN SUITE BATHROOM 6 00' x 6 5' (1.83m x 1.96m)

BEDROOM TWO 11 4 Max' x 9 6' (3.45m x 2.9m)

BEDROOM THREE 9 4' x 8 2' (2.84m x 2.49m)

BEDROOM FOUR 9 5' x 6 8' (2.87m x 2.03m)

BATHROOM 8 6 Max' x 5 6 Max' (2.59m x 1.68m)

REAR GARDEN

GARAGE 17 5' x 8 11' (5.31m x 2.72m)

PARKING FOR VEHICLE

CHARGES Council Tax Epping Forest District Council Band

Tenure - Freehold

UTILITES AND SUPPLIERS Electricity - Mains - Octopus Energy

Water - Mains - Thames Water

Sewage - Mains - Thames Water

Heating - Gas Central Heating - Octopus Energy

Broadband - Basic 3Mbps Superfast 119 Mbps Ultrafast 1800 Mbps

Mobile Signal and Coverage - EE Vodafone Three O2

Flood Risk - Very Low

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 493575

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 14875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 47325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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