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£3,000,000
Bedrooms
Bathrooms
This handsome semi-detached Victorian family home is situated on arguably one of the most sought-after roads between the commons. This spacious six-bedroom property measures approximately 3,517 sq ft and is arranged over three floors. The accommodation benefits from high ceilings and wooden floors throughout as well as a front and back garden, a double garage, and a cellar.
The front door opens onto a spacious and bright hallway where beautiful stained-glass windows flood the room with light. The first room to the left of the hallway is an elegant drawing room that benefits from intricate cornicing, a feature fireplace, and large bay windows. A reception room, inclusive of a feature fireplace and further intricate cornicing, is located directly behind the drawing room and leads through to the dining room making it perfect for modern-day family living and entertaining.
Parallel to the reception is a useful utility room that is accessible both via the front of the house as well as from the dining room, the dual access is ideal for muddy boots and raincoats. The utility room includes ample bespoke cabinetry providing ample storage, granite work surfaces, a sink, and skylights. The dining room benefits from large bi-fold doors and two large skylights which allow light to flood into the room. This spacious room is perfect for entertainment and can easily accommodate a large dining table. The kitchen has a good range of modern wall and base units, integrated appliances, a kitchen island/ breakfast bar, granite work surfaces, and large bi-folding doors. The large bi-folding doors, both from the kitchen and the dining room open onto the patio garden which has a highly sought-after double-car garage and side entrance which can be accessed from Montholme Road. A downstairs WC completes the accommodation on this floor.
On the first floor at the front of the property is the principal bedroom. This bedroom benefits from an original Victorian fireplace and a large bay window that floods the room with light. A family bathroom with a walk-in shower and a WC can also be found on this floor between the two additional bedrooms. One-bedroom benefits from base cabinets, shelving, and a large bay window overlooking the back garden. The other bedroom on this floor benefits from a picture window, a feature fireplace, and a built-in wardrobe.
A further three bedrooms can be found on the second floor. All three of these bedrooms benefit from a feature fireplace and picture window. A family bathroom on this floor includes a shower over bath. All bedrooms in this property benefit from carpeted flooring.
This excellent house is on the corner of Montholme Road and Thurleigh Road. Just at the end of the street is Wandsworth Common and at the other end is Clapham Common. The amenities of both Northcote Road and Bellevue Road are within easy walking distance and transport can be found both at Wandsworth Common Overground and Clapham South Tube station. A number of popular state and independent schools are within easy reach, subject to catchment and places each year.
Council Tax Band: H | EPC: D | Tenure: Freehold
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £12,974.01
Total Interest: £1,670,642.14
Overall Total: £4,670,642.14
Amortization For Monthly Payment: £12,974.01 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £95,116.75 | £60,571.32 | £2,939,428.68 |
| 2026 | £93,149.78 | £62,538.29 | £2,876,890.39 |
| 2027 | £91,118.94 | £64,569.13 | £2,812,321.26 |
| 2028 | £89,022.16 | £66,665.92 | £2,745,655.34 |
| 2029 | £86,857.28 | £68,830.79 | £2,676,824.55 |
| 2030 | £84,622.10 | £71,065.97 | £2,605,758.57 |
| 2031 | £82,314.34 | £73,373.74 | £2,532,384.84 |
| 2032 | £79,931.63 | £75,756.44 | £2,456,628.40 |
| 2033 | £77,471.55 | £78,216.52 | £2,378,411.88 |
| 2034 | £74,931.59 | £80,756.49 | £2,297,655.39 |
| 2035 | £72,309.14 | £83,378.93 | £2,214,276.46 |
| 2036 | £69,601.53 | £86,086.54 | £2,128,189.92 |
| 2037 | £66,805.100 | £88,882.08 | £2,039,307.84 |
| 2038 | £63,919.68 | £91,768.39 | £1,947,539.45 |
| 2039 | £60,939.64 | £94,748.43 | £1,852,791.01 |
| 2040 | £57,862.82 | £97,825.25 | £1,754,965.76 |
| 2041 | £54,686.09 | £101,001.98 | £1,653,963.78 |
| 2042 | £51,406.20 | £104,281.87 | £1,549,681.91 |
| 2043 | £48,019.80 | £107,668.27 | £1,442,013.64 |
| 2044 | £44,523.43 | £111,164.64 | £1,330,848.99 |
| 2045 | £40,913.52 | £114,774.55 | £1,216,074.44 |
| 2046 | £37,186.39 | £118,501.69 | £1,097,572.76 |
| 2047 | £33,338.22 | £122,349.85 | £975,222.90 |
| 2048 | £29,365.09 | £126,322.99 | £848,899.92 |
| 2049 | £25,262.93 | £130,425.14 | £718,474.78 |
| 2050 | £21,027.57 | £134,660.50 | £583,814.28 |
| 2051 | £16,654.67 | £139,033.41 | £444,780.87 |
| 2052 | £12,139.76 | £143,548.31 | £301,232.56 |
| 2053 | £7,478.24 | £148,209.83 | £153,022.73 |
| 2054 | £2,665.34 | £153,022.73 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Thu Jun 19 2025
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Thu Jun 19 2025
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