4 bedroom detached for sale

£419,950 OIRO

4

Bedrooms

2

Bathrooms

Floorplan

Council tax band: D

Located at the end of a peaceful cul-de-sac, Ramsay & White introduce this impressive 4-bedroom detached property set on expansive wraparound grounds, the home is ideal for families seeking their next home in a secluded setting.

Upon entering, the ground floor greets you with a spacious hallway that leads to two well-proportioned reception rooms on either side. To the rear of the left-hand reception room, you'll find a modern kitchen and dining area, ideal for entertaining and family gatherings. This space connects to a rear porch, providing access to the lush garden and a large garage.

Upstairs, a landing leads to three double bedrooms, each offering ample space and natural light. The fourth bedroom is suitable for a nursery or baby room in it's current configuration with built in wardrobes. One of the double bedrooms benefits from a convenient en-suite shower room, while a spacious family bathroom serves the remaining bedrooms.

Externally, the property boasts a gated driveway with parking for multiple vehicles, as well as a garage with integral access for added convenience. The expansive grounds wrap around the home, ensuring privacy in the summer months!

Great spot, fantastic grounds.

Secure your finance before securing your next property through Ramsay & White Finance, contact us for more information.

Heolgerrig offers a friendly and welcoming atmosphere that instantly feels like home.
The sense of community here is truly special, Heolgerrig is blessed with natural beauty, boasting fantastic landscapes that surround the area. Whether you're taking a leisurely walk or embarking on a thrilling hike, the stunning views will keep you entertained.

For those seeking outdoor adventures, Heolgerrig is a haven. The nearby mountains offer opportunities for hiking, mountain biking, and exploring nature at its finest.

When it comes to amenities, Heolgerrig has you covered. The neighbourhood boasts a range of convenient shops, including access to the nearby retail park and Merthyr Tydfil Town Centre.

For families, Heolgerrig offers excellent schooling options and transportation is a breeze in Heolgerrig, with well-connected road networks and public transport options. You can easily access nearby towns and cities by the A470, A465 or public transport.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 349158.75

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 10498.75
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 34196.25
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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