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£225,000 OIRO
Bedrooms
Bathrooms
Council tax band: D
Ramsay and White Estate Agents welcome you to this delightful two-bedroom detached bungalow nestled in the charming and sought-after village of Abertridwr, Caerphilly!
Offering the perfect blend of comfort, privacy, and convenience. Set within a peaceful residential area surrounded by picturesque countryside, the property boasts a generous plot with well-maintained gardens to the rear, ideal for relaxing or entertaining.
The bungalow features a spacious lounge with ample natural light and access to the balcony, a modern fitted kitchen with a range of storage options, and two well-proportioned bedrooms, making it a fantastic home for couples, small families, or those looking to downsize. A stylish family bathroom completes the internal layout.
Outside, a private driveway provides off-road parking, while a garage offers additional storage or potential for a workshop.
Buyers also benefit from a brand new boiler which adds peace of mind!
With its tranquil setting yet easy access to local amenities, schools, and transport links to Caerphilly and Cardiff, this charming home presents a rare opportunity to enjoy village life with modern comforts. Whether you're seeking a peaceful retreat or a well-connected residence, this bungalow is a must-see. Book a viewing today!
Secure your finance before securing your next property through Ramsay & White Finance, contact us for more information.
Coed Y Pica is a residential street located in the village of Abertridwr, within the county borough of Caerphilly, Wales.
Residents of Coed Y Pica benefit from convenient access to local amenities. Cwmaber Junior School is approximately 630 yards away, and Cwmaber Infants School is about 0.5 miles from the street. For healthcare needs, Aber Medical Centre is located approximately 520 yards away. The nearest railway station, Llanbradach, is approximately 1.6 miles from Coed Y Pica, providing connectivity to broader regions.
The village of Abertridwr is nestled in the Aber Valley, offering residents a blend of rural charm and modern conveniences. The area is known for its community spirit and proximity to natural landscapes, making it an appealing choice for those seeking a balance between tranquillity and accessibility.
Ramsay & White Estate Agents issues the following notice:
1.We have taken reasonable steps to ensure the accuracy of the information provided. However, it is the responsibility of prospective buyers or tenants to verify the accuracy of each detail through their own inspections, searches, enquiries, and surveys.
2.Measurements, areas, and distances are approximate and should not be considered exact.
3.No one employed by or representing Ramsay & White Estate Agents has the authority to make any representations, warranties, or guarantees regarding the properties.
4.The details presented on our website and in marketing materials are intended only as a general guide for potential buyers and tenants. These details do not, in any way, constitute an offer or form part of a contract.
5.All information is provided without liability on the part of Ramsay & White Estate Agents, the vendor, or the landlord.
6.Assumptions should not be made about areas of the property not visible in photographs.
7.Ramsay & White Estate Agents have not tested any fixtures, appliances, fittings, or services within the properties listed. Buyers are advised to confirm all such details independently.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £973.05
Total Interest: £125,298.16
Overall Total: £350,298.16
Amortization For Monthly Payment: £973.05 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £7,133.76 | £4,542.85 | £220,457.15 |
| 2026 | £6,986.23 | £4,690.37 | £215,766.78 |
| 2027 | £6,833.92 | £4,842.68 | £210,924.09 |
| 2028 | £6,676.66 | £4,999.94 | £205,924.15 |
| 2029 | £6,514.30 | £5,162.31 | £200,761.84 |
| 2030 | £6,346.66 | £5,329.95 | £195,431.89 |
| 2031 | £6,173.58 | £5,503.03 | £189,928.86 |
| 2032 | £5,994.87 | £5,681.73 | £184,247.13 |
| 2033 | £5,810.37 | £5,866.24 | £178,380.89 |
| 2034 | £5,619.87 | £6,056.74 | £172,324.15 |
| 2035 | £5,423.19 | £6,253.42 | £166,070.73 |
| 2036 | £5,220.11 | £6,456.49 | £159,614.24 |
| 2037 | £5,010.45 | £6,666.16 | £152,948.09 |
| 2038 | £4,793.98 | £6,882.63 | £146,065.46 |
| 2039 | £4,570.47 | £7,106.13 | £138,959.33 |
| 2040 | £4,339.71 | £7,336.89 | £131,622.43 |
| 2041 | £4,101.46 | £7,575.15 | £124,047.28 |
| 2042 | £3,855.46 | £7,821.14 | £116,226.14 |
| 2043 | £3,601.48 | £8,075.12 | £108,151.02 |
| 2044 | £3,339.26 | £8,337.35 | £99,813.67 |
| 2045 | £3,068.51 | £8,608.09 | £91,205.58 |
| 2046 | £2,788.98 | £8,887.63 | £82,317.96 |
| 2047 | £2,500.37 | £9,176.24 | £73,141.72 |
| 2048 | £2,202.38 | £9,474.22 | £63,667.49 |
| 2049 | £1,894.72 | £9,781.89 | £53,885.61 |
| 2050 | £1,577.07 | £10,099.54 | £43,786.07 |
| 2051 | £1,249.10 | £10,427.51 | £33,358.57 |
| 2052 | £910.48 | £10,766.12 | £22,592.44 |
| 2053 | £560.87 | £11,115.74 | £11,476.70 |
| 2054 | £199.90 | £11,476.70 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Fri May 02 2025
All confirmed! We look forward to speaking with you.
Fri May 02 2025
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