5 bedroom terraced for sale

£264,950 OIRO

5

Bedrooms

2

Bathrooms

Floorplan

Council tax band: D

Welcome to 11 Courtland Terrace, a charming and deceptively spacious period home offering a wealth of character features blended with modern family living. Spread across four floors, this property delivers versatile accommodation and plenty of lifestyle-enhancing extras that are sure to impress.

Ground Floor
Upon entering through the porch, you're greeted by a warm and inviting hallway leading to a generous lounge and a large reception room, ideal for family gatherings or formal entertaining. The open-plan dining room flows into a well-equipped kitchen at the rear, perfect for everyday living and hosting.

Lower Ground Floor
Accessed via internal stairs or directly from the street through its own external door, the lower ground floor offers three flexible rooms. Whether used as a home office, studio, gym, or additional lounge space, this level provides excellent potential for multi-generational living or even rental opportunities (subject to consents).

First Floor
The first floor hosts four double bedrooms, including Bedroom 4, which boasts an en suite and could easily function as a private guest suite. Bedroom 2 features a spacious walk-in Sauna and adjoining bathroom.

Second Floor
The loft-style top floor houses Bedroom 3, an expansive room flooded with natural lightideal for a teenager's den, master suite, or creative space.

Outdoor Space
To the rear, you'll find a large, private courtyard perfect for entertaining or relaxing. Steps lead up to a sun-soaked terrace offering elevated views and access to the rear lane, where you'll also discover two detached garagesa rare and highly desirable feature for the area.

This remarkable home is perfectly suited to growing families, professionals seeking work-from-home options, or anyone wanting generous space with unique lifestyle features such as a sauna and multiple reception rooms. Ideally located near schools, parks, and transport links, 11 Courtland Terrace is a property that must be viewed to be fully appreciated.

Courtland Terrace is traditionally one of Merthyr Tydfil"s most desirable and established residential streets, known for its impressive period properties, elevated position, and convenient location. Situated just minutes from the town centre, residents enjoy easy access to a wide range of local amenities including supermarkets, cafes, restaurants, schools, and leisure facilities.

The area offers excellent transport links, with Merthyr Tydfil train station nearby providing direct routes to Cardiff, making it a popular choice for commuters. For outdoor enthusiasts, the nearby Brecon Beacons National Park and Taff Trail offer stunning natural landscapes, ideal for walking, cycling, and weekend adventures.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 221283.75

Mortgage Loan to Value

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Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 6623.75
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 22571.25
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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