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£120,000
Bedrooms
Bathrooms
Council tax band: A
Ramsay and White Estate Agents welcome you to this beautifully presented two-bedroom terraced property, tucked away in the charming and sought-after location of Mount Terrace in The Quar, Merthyr Tydfil!
Offering a wonderful opportunity for first-time buyers, small families, or savvy investors. Steeped in character and enjoying a peaceful residential setting, the home combines traditional charm with modern touches throughout.
Upon entering, you're welcomed into a bright and airy living space, ideal for relaxing or entertaining guests, with large windows allowing natural light to flood the room. The modern fitted kitchen to the rear is well-appointed and provides ample storage and worktop space, leading conveniently to a low-maintenance rear garden.
Upstairs, the property boasts two generously sized bedrooms, both well-proportioned and the possibility of converting the property into a 3 bedroom (Subject to planning), along with a contemporary family bathroom that features a fresh and clean design.
Situated just a short distance from Merthyr Tydfil town centre, excellent local schools, transport links including the A470, and scenic walking trails, this home strikes the perfect balance between urban convenience and natural beauty. This is a rare opportunity to secure a lovely home in a desirable areaearly viewing is highly recommended.
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Secure your finance before securing your next property through Ramsay & White Finance, contact us for more information.
The property is conveniently located near Cyfarthfa Park, which offers a variety of scenic walking routes and outdoor activities. Merthyr Tydfil town centre is less than a mile away and easily accessible on foot. Additional shopping and dining options can be found at Cyfarthfa Retail Park, situated approximately one mile from the property.
Ideal for commuters, the home provides direct access to the A470 and A465, offering excellent connectivity to the M4 and surrounding areas. Public transport is also easily accessible, with several nearby bus stops and Merthyr Tydfil"s main train station within walking distance.
Ramsay & White Estate Agents issues the following notice:
1.We have taken reasonable steps to ensure the accuracy of the information provided. However, it is the responsibility of prospective buyers or tenants to verify the accuracy of each detail through their own inspections, searches, enquiries, and surveys.
2.Measurements, areas, and distances are approximate and should not be considered exact.
3.No one employed by or representing Ramsay & White Estate Agents has the authority to make any representations, warranties, or guarantees regarding the properties.
4.The details presented on our website and in marketing materials are intended only as a general guide for potential buyers and tenants. These details do not, in any way, constitute an offer or form part of a contract.
5.All information is provided without liability on the part of Ramsay & White Estate Agents, the vendor, or the landlord.
6.Assumptions should not be made about areas of the property not visible in photographs.
7.Ramsay & White Estate Agents have not tested any fixtures, appliances, fittings, or services within the properties listed. Buyers are advised to confirm all such details independently.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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