3 bedroom terraced for sale

£115,000 OIRO

3

Bedrooms

Floorplan

Ramsay & White Estate Agents offer to the market this 3 bedroom with loft room, with a large double extension to rear the property makes a perfect first time buy!
A sun trap garden with large block shed can be found to the rear perfect for any gardeners or for anyone looking for a home gym!
Set within walking distance to the Town centre the property offers fantastic options for commuters giving close access to the A470 opening up transport options to Merthyr Tydfil, Pontypridd, Cardiff & M4.
Treharris Town centre offers all expected amenities with entertainment options including the Millennium Park & local climbing centre all within a short drive.
EPC & FLOORPLAN COMING SOON

Treharris is a small town and community (and electoral ward) in the Taff Bargoed Valley in the south of Merthyr Tydfil County Borough, South Wales. Treharris includes the villages of Quakers Yard and Edwardsville.
The Welsh International Climbing Centre, an indoor climbing centre and caving complex, is built on the site of the former Trelewis Drift mine and is an integral part of the Millennium park complex.
Treharris has a selection of bus stops all within walking distance and is served by Quakers Yard railway station, on the Merthyr Line between Cardiff Central and Merthyr Tydfil.

Entrance

Open plan porch, storage cupboard, access to Living room

Living Room

Double glazed window to front, radiator x 2, access to Kitchen.

Kitchen

Double glazed window to rear, modern fitted kitchen, sink with drainer, gas range cooker, integrated fridge & freezer, integrated dishwasher, plumbing for washing machine.

Outside

To the rear of the property is a well maintained suntrap garden with large block shed coplete with power supply, ideal to be used a workshop or home gym/office!

Landing

Access to Bedrooms, Bathroom & Loft room.

Master Bedroom

Double glazed window to front, radiator.

Bedroom 2

Double glazed window to rear, radiator, dressing room.

Bedroom 3

Double glazed window to front, radiator.

Bathroom

Double glazed window to rear, radiator, low level W.C, bath with shower over, pedestal wash hand basin.

Loft Room

Accessible via loft ladder, Velux windows, radiators, power supply.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 91825

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 2875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 5575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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