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£550,000 Guide Price
Bedrooms
Bathrooms
550,000 - 575,000 (Guide Price)
Midsummer Cottage is a stunning three-bedroom property set in an enviable rural position, enjoying fabulous views across Chesterfield. Formerly part of Hagg Hill Farm, which dates back to the 16th century, the property was converted in 2005. Immaculately presented and likely to be of interest to couples & families, this outstanding home combines many character features alongside modern fixtures & fittings to offer flexible accommodation across two levels.
With a feature fireplace and exposed beams, the lounge is simply beautiful. It is well complemented by the superb kitchen diner, complete with oak worktops and a LaCanche range cooker. All three bedrooms are well appointed - the principal includes both an en suite & walk-in-wardrobe, whilst the two further bedrooms have mezzanine floors, giving total flexibility in layout and uses. Its ideal for those looking to work from home or a family with children requiring their own space.
A landscaped garden to the front of the property takes advantage of some fabulous views across Chesterfield, with a decked terrace & lawn. The generous garage and off-road parking further enhance this incredibly desirable home.
New Tupton is a popular village within easy reach of local shops/amenities. Chesterfield town centre is a short drive away and transport links, including key bus routes and the train station, quickly link you to nearby towns & cities.
EPC Rating: C
Garden
Landscaped garden with decked terrace & lawn to the front of the property. Courtyard & herb garden to the rear.
Parking - Garage
Generous single garage and off road parking
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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