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£620,000 Offers in excess of
Bedrooms
Bathrooms
Well presented property in the sought after Suttons Farm Estate benefitting from ample off street parking and ground floor WC located within one mile of District Line Station as well as being close to local schools and bus routes.
Looking for an immaculately well presented four bedroom family home?
Coming up to the property there is a dropped curb leading to ample off street parking big enough for up to four cars as well as a side gate leading to the rear garden. There is also a garage to side, half of which is being used for storage.
Entering into the property through glass leaded feature white street door, you come into the hallway which features hard wood flooring as well as stairs up to first floor landing and door opening onto the lounge.
The lounge is a bright and very spacious room with a large double glazed window letting in ample light which shows off the carpeted floor and electric feature fireplace as well as an opening into the dining area. The lounge really does set the tone for the rest of the property and has a fantastic cosy and homely feel.
The dining room is also a lovely homely space with carpeted floor flowing through from the lounge as well as double glazed slidig door leading out into the rear garden.
Moving through into the modern kitchen there is a large double glazed window looking onto the garden which really shows off the the tiled flooring. The kitchen also features a range of white wooden units and a wooden effect worktop as well as fitted oven hob, extractor fan and door to side leading out onto the side access alley. To the rear of the kitchen there are three doors leading to the ground floor WC, storage cupboard and the other half of the garage which can be used as a utility room.
The ground floor WC has fully tiled walls and flooring as well as sink an obscured glass window to the side.
Heading up the carpeted staircase to the large landing there are five doors leading to the first floor bathroom and all four good sized bedrooms.
Bedroom one is a fantastic size and features carpeted floor as well as double glazed windows looking out onto the rear garden. There is also a door to the side which leads to the En-suite. The En-suite features a WC and sink with obscured glass window to side and shower cubicle with overhead shower.
Bedrooms two, three and four are all a very good size and feature double glazed windows and carpeted flooring as well as fitted wardrobes.
The first floor bathroom is also a great modern space with fully tiled walls and flooring as well as bath, WC and sink with under vanity unit and mixer tap. There is also a cupboard that houses the water tank as well as room for storage.
The rear garden is a very tranquil space with patio area to front along with laid lawn and established tress and shrubs to rear. There is also a path going from the patio area to a wooden shed which has power and is currently being used for storage.
All in all this property really is a perfect family home in a fantastic area and comes highly recommeded by the agent and early viewing is advised.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £2,681.29
Total Interest: £345,266.04
Overall Total: £965,266.04
Amortization For Monthly Payment: £2,681.29 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £19,657.46 | £12,518.07 | £607,481.93 |
| 2026 | £19,250.95 | £12,924.58 | £594,557.35 |
| 2027 | £18,831.25 | £13,344.29 | £581,213.06 |
| 2028 | £18,397.91 | £13,777.62 | £567,435.44 |
| 2029 | £17,950.50 | £14,225.03 | £553,210.41 |
| 2030 | £17,488.57 | £14,686.97 | £538,523.44 |
| 2031 | £17,011.63 | £15,163.91 | £523,359.53 |
| 2032 | £16,519.20 | £15,656.33 | £507,703.20 |
| 2033 | £16,010.79 | £16,164.75 | £491,538.45 |
| 2034 | £15,485.86 | £16,689.67 | £474,848.78 |
| 2035 | £14,943.89 | £17,231.65 | £457,617.13 |
| 2036 | £14,384.32 | £17,791.22 | £439,825.92 |
| 2037 | £13,806.57 | £18,368.96 | £421,456.95 |
| 2038 | £13,210.07 | £18,965.47 | £402,491.49 |
| 2039 | £12,594.19 | £19,581.34 | £382,910.14 |
| 2040 | £11,958.32 | £20,217.22 | £362,692.92 |
| 2041 | £11,301.79 | £20,873.74 | £341,819.18 |
| 2042 | £10,623.95 | £21,551.59 | £320,267.59 |
| 2043 | £9,924.09 | £22,251.44 | £298,016.15 |
| 2044 | £9,201.51 | £22,974.03 | £275,042.13 |
| 2045 | £8,455.46 | £23,720.07 | £251,322.05 |
| 2046 | £7,685.19 | £24,490.35 | £226,831.70 |
| 2047 | £6,889.90 | £25,285.64 | £201,546.07 |
| 2048 | £6,068.78 | £26,106.75 | £175,439.32 |
| 2049 | £5,221.01 | £26,954.53 | £148,484.79 |
| 2050 | £4,345.70 | £27,829.84 | £120,654.95 |
| 2051 | £3,441.96 | £28,733.57 | £91,921.38 |
| 2052 | £2,508.88 | £29,666.65 | £62,254.73 |
| 2053 | £1,545.50 | £30,630.03 | £31,624.70 |
| 2054 | £550.84 | £31,624.70 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Fri May 23 2025
All confirmed! We look forward to speaking with you.
Fri May 23 2025
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