5 bedroom semi-detached for sale

£600,000

5

Bedrooms

2

Bathrooms

Floorplan

Nestled in the charming coastal town of Whitstable, this stunning five-bedroom property is the epitome of a spacious and functional family home. Renovated and extended to a high standard, it offers a wonderful balance of modern living and thoughtful design, making it an excellent choice for families seeking comfort and convenience.

As you approach the property, you are greeted by a generous driveway providing plenty of off-road parking for multiple vehicles. The welcoming exterior sets the tone for what lies withinan expansive and inviting space designed to accommodate the demands of modern family life.

Upon entering, the ground floor boasts a well-laid-out series of rooms that offer flexibility and practicality. The separate lounge is a cosy yet spacious area perfect for unwinding, while the dining room provides an ideal setting for family meals and entertaining guests. Both rooms feature large windows that flood the spaces with natural light, creating a bright and airy atmosphere.

The heart of the home is undoubtedly the modern fitted kitchen. Designed with both form and function in mind, it includes a seating area ideal for casual breakfasts or catching up with family. The kitchen blends contemporary styling with high-quality finishes, ensuring it meets the needs of even the most discerning home cook.

One of the standout features of this property is the downstairs bedroom, complete with its own ensuite shower room. This addition offers versatility, serving as an excellent guest suite, home office, or even accommodation for multi-generational living.

The first floor is equally impressive, offering four further bedrooms ( one room has some restricted head height) and the family bathroom.

Stepping outside, the property continues to impress with its good-sized, sunny rear gardens. Perfect for outdoor activities, gardening, or simply enjoying a moment of peace, this space is a true asset. The sizeable plot ensures that there is plenty of room for children to play or for hosting summer gatherings.

Located in the vibrant town of Whitstable, the property benefits from being within easy reach of local amenities, schools, and transport links. Known for its picturesque coastline, independent shops, and thriving food scene, Whitstable offers a lifestyle that combines the best of coastal and community living.

This property truly has it all: space, style, and a location that offers both convenience and charm. Whether youre a growing family or simply looking for a home that offers versatility and modern comforts, this house is sure to meet your needs.
Lounge 14 x 13Dining room 13x 10Kitchen/breakfast room 19 x 15 maxBedroom one 11 x 11EnsuiteFirst floor Bedroom two 14 x 10Bedroom three 12 x 11Bedroom four. 8 x 8Bedroom five ( some restricted headroom) 1510 x 7Family bathroom

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 497700

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 15000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 47700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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