4 bedroom detached for sale

£425,000

4

Bedrooms

2

Bathrooms

Floorplan

Offered with no chain and boasting 1,624 sq ft (151 sq m) of accommodation is this four double bedroom detached house built by Westbury Homes in 1997 which is conveniently situated close to schools and a park and is within distance of the town centre. Benefits include uPVC double glazing, gas radiator central heating, built in kitchen appliances, a burglar alarm system and the addition of a brick and uPVC conservatory. The property further offers a 19ft kitchen/breakfast room, study, ensuite shower room to the master bedroom and built in wardrobes to all bedrooms. The accommodation briefly comprises entrance hall, cloakroom, study, lounge, dining room, kitchen/breakfast room, utility room, conservatory, master bedroom with ensuite shower room, three further bedrooms, bathroom, gardens to front and rear and a double garage.

Enter via part obscure glazed entrance door to.

Entrance Hall Radiator, telephone point, cloaks cupboard, coving to ceiling, stairs to first floor landing, doors to.

Cloakroom Comprising low flush W.C. with concealed cistern, wash basin set in worksurface with vanity cupboards, electric extractor vent, radiator.

Study 8 10' x 6 4' (2.69m x 1.93m) Window to front aspect, radiator, coving to ceiling.

Lounge 17 7' into bay x 11 8' (5.36m x 3.56m) Bay window to front aspect, two radiators, wooden fire surround with marble effect hearth and fascia and coal effect gas fire fitted, T.V. point, wall light points, coving to ceiling, inset ceiling lights, double doors to.

Dining Room 11 9' x 8 10' (3.58m x 2.69m) Patio doors to conservatory, radiator, coving to ceiling, door to.

Kitchen/Breakfast Room 19 3' x 9 6' widening to 15 7' (5.87m x 2.9m) (This measurement includes area occupied by the kitchen units)
Comprising one and a half bowl coloured single drainer sink unit with cupboards under, mixer tap, range of base and eye level units providing work surfaces, tiled splash areas, built in double oven, electric induction hob with extractor hood over, integrated fridge/freezer and dishwasher, glazed display cabinets, under cupboard lights, radiator, part coving to ceiling, window to rear aspect, French doors with windows either side to rear garden, door to.

Utility Room Comprising single drainer stainless steel sink unit with cupboards under, mixer tap, worksurface, wall cupboards, tiled splash areas, plumbing for washing machine, space for tumble dryer, gas fired boiler serving central heating and domestic hot water, part obscure glazed door to side.

Conservatory 12 4' max x 9 1' max (3.76m x 2.77m) Of brick and uPVC construction, tiled floor, radiator, glazed with French doors to rear garden.

First Floor Landing Window to front aspect, access to loft space with ladder and light, airing cupboard housing hot water cylinder and immersion heater, coving to ceiling, doors to.

Bedroom One 15 1' widening to 19 11' x 11 10' (4.6m x 3.61m) Window to front aspect, radiator, two double wardrobes, telephone point, T.V. point, coving to ceiling, door to.

Ensuite Shower Room Comprising tiled shower enclosure, low flush W.C. with concealed cistern, wash hand basin set in work surface with vanity cupboards under, tiled splash walls, vanity light with electric shaver point, electric extractor vent, white towel radiator, obscure glazed window to rear aspect, obscure glazed window to side aspect.

Bedroom Two 11 7' widening to 12 9' x 10 0' (3.53m x 3.05m) Window to front aspect, radiator, built in double wardrobe, telephone point. T.V. point, coving to ceiling.

Bedroom Three 11 10' x 8 9' widening to 12 9' (3.61m x 2.67m) Window to rear aspect, radiator, built in single wardrobe, coving to ceiling, T.V. point, telephone point.

Bedroom Four 9 9' x 8 1' min (2.97m x 2.46m) Window to rear aspect, radiator, built in double wardrobe, coving to ceiling.

Bathroom Comprising panelled bath with shower fitted over, low flush W.C. with concealed cistern, wash basin set in worksurface with vanity cupboard under, tiled walls, vanity light with shaver point, radiator, electric extractor vent, obscure glazed window to rear aspect.

Outside Rear Garden - Mainly laid to hard landscaping of paving on two tiers, pea gravel, plants and shrubs, steps to lower level of more shrubs and wooden shed and home office/workshop (measuring 11 6' x 11 6') with power and light connected, wooden fence, gated access to front, outside tap and light to side.

Front - Hedge, shrubs and plants to border, courtesy light, open canopy porch, mainly block paved driveway providing parking for five/six cars to.

Double Garage - Twin metal up and over doors, power and light connected, eaves space with boarded storage space, part obscure glazed door to side.

Material Information The property Tenure is Freehold.

Council Tax
We understand the council tax is band E (2,617.61 per annum. Charges for 2024/2025).


Agents Note
Please be aware that some photographs used in our particulars are obtained using a wide-angle lens.

Conveyancing
We are able to offer a free quotation for your conveyancing from a panel of local solicitors or licensed conveyancers.

Offers
For offers to be submitted in the best light, the majority of vendors require us to confirm buyers have been financially qualified. We will require a Mortgage Certificate or Agreement In Principle (A.I.P.) and proof of deposit or cash. This information will be treated confidentially and will not be seen by any other party. We are obliged by law to pass on all offers to the vendors until contracts have been exchanged.

Money Laundering Regulations 2017 & Proceeds of Crime Act 2002
In order to comply with the above Regulations, an intending purchaser will be required to provide official I.D; proof of address, evidence of funding and source of deposit clearly showing the name of the account holder. If funds are being provided by a third party i.e. family, we will require the same from them too. We will verify clients identity electronically from the details provided. The information will be checked against various databases. This is not a credit check of any kind and does not affect credit history. We will retain a record on file.
General Data Protection Regulations 2018
Should you view or offer on this property, we will require certain pieces of personal information in order to provide a professional service to you and our client.
The personal information provided by you may be shared with the seller, but it will not be shared with any other third parties without your consent.
More information on how we hold and process your data is available on our website -

Mortgages
We are able to offer our clients mortgage advice through our association with an independent mortgage advisor. Written quotations are available on request. A life policy may be required.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

DISCLAIMER
The information given in these particulars is intended to help you decide whether you wish to view this property and to avoid wasting your time in viewing unsuitable properties. We have tried to make sure that these particulars are accurate, but to a large extent we have to rely on what the seller tells us about the property. We do not check every single piece of information ourselves as the cost of doing so would be prohibitive and we do not wish to unnecessarily add to the cost of moving house. Once you find the property you want to buy, you will need to carry out more investigations into the property than it is practical or reasonable for an estate agent to do when preparing sales particulars. For example, we have not carried out any kind of survey of the property to look for structural defects and would advise any homebuyer to obtain a surveyors report before exchanging contracts. If you do not have your own surveyor, we would be pleased to recommend one. We have not checked whether any equipment in the property (such as central heating) is in working order and would advise homebuyers to check this. You should also instruct a solicitor to investigate all legal matters relating to the property (e.g. title, planning permission etc) as these are specialist matters in which estate agents are not qualified. Your solicitor will also agree with the seller what items (e.g. carpets, curtains etc) will be included in the sale.


Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 353325

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 10625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 34575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

The Property has been saved to your favorites

Love the most
Second best
Meets our criteria
May be
Last resort

 / 5

Enquiry

Book an Appointment

Enter Details

Select Date and Time

GNB Property

10 Minute Meeting

  

Check all Details

Submit

Booking Confirmed

All confirmed! We look forward to speaking with you.

10 Minute Meeting

A calendar invitation has been sent to your email address.
Message