4 bedroom detached for sale

£425,000

4

Bedrooms

2

Bathrooms

Floorplan

Offered with no chain and facing fields is this four/five bedroom detached property which has been extended to provide a 31ft kitchen/dining/family room, a 20ft lounge and a 15ft study/bedroom. The property benefits from uPVC double glazed doors and windows, gas radiator central heating, a refitted kitchen with a comprehensive range of built in appliances, a refitted bathroom and a refitted ensuite shower room. Outside electric gates lead to a secure resin driveway providing parking for approximately four cars which leads to a 16ft x 14ft garage. The accommodation briefly comprises entrance hall, cloakroom, lounge, kitchen/dining/family room, study/bedroom, master bedroom with ensuite shower room, three further bedrooms, bathroom, garden to front and rear and a garage.

Enter via part obscure glazed entrance door to.

Entrance Hall Good size open space, radiator, grey wood grain effect floor, stairs to first floor landing with two cupboards under, door to

Cloakroom White suite comprising low flush W.C. with concealed cistern wash basin, tiled splash areas, chrome effect towel radiator, wood grain effect floor, obscure glazed window to front aspect.

Lounge 20 4' x 14 4' (6.2m x 4.37m) Two windows to front aspect, two radiators, log burner set on granite hearth, inset ceiling lights, grey wood grain floor.

Kitchen/Dining/Family Room 31 5' x 12 1' max (9.58m x 3.68m) (This measurement includes area occupied by the kitchen units)
Comprising one and a half bowl sink unit set in wood block work surface, range of base and eye level units providing work surfaces, island with inset electric hob and extractor hood over, built in double oven, integrated dishwasher, washing machine and tumble dryer, American style fridge/freezer, inset ceiling lights, grey wood grain effect floor, radiator, window to side aspect, two windows to rear aspect, French doors with windows either side to rear, through to.

Lobby Radiator, grey wood grain effect floor, obscure glazed window to side aspect, glazed door to side, door to.

Bedroom/Study 15 9' x 7 8' (4.8m x 2.34m) Window to rear aspect, radiator, inset ceiling lights, wooden floor.

First Floor Landing Window to side aspect (over stairs) , cupboard housing gas fired boiler serving central heating and domestic hot water, access to loft space, doors to.

Bedroom One 15 4' narrowing to 8 9' x 11 4' (4.67m x 3.45m) Window to front aspect, radiator, wooden floor, through to bedroom two, door to.

Ensuite Shower Room White suite comprising quadrant shower enclosure, pedestal hand wash basin, low flush W.C, tiled splash areas, chrome effect towel radiator, tiled floor, electric extractor vent, inset ceiling lights.

Bedroom Two 11 10' x 9 10' (3.61m x 3m) Window to rear aspect, radiator, wooden floor.

Bedroom Three 10 0' x 8 2' (3.05m x 2.49m) Window to front aspect, radiator, wooden floor, overstairs cupboard/wardrobe.

Bedroom Four 10 9' x 6 2' (3.28m x 1.88m) Window to rear aspect, radiator, wooden floor.

Bathroom White suite comprising shower/bath with screen, fitted shower, low flush W.C. with concealed cistern, wash basin part set into work surface with vanity cupboards under, electric extractor vent, inset ceiling lights, chrome effect towel radiator, tiled floor, obscure glazed window to side aspect.

Outside Front - Picket fence, gate, resin foot path, hedge, shrubs, lawn in two sections, open porch with lights.

Rear - Lawn, beds of plants, sheltered pergola with wooden deck floor, lights, further wooden decking, wooden fence, outside tap, trees and shrubs, electric gates to secure resin driveway providing parking for four cars leading to.



Garage 16 6' x 14 3' (5.03m x 4.34m) Electric roller door, power and light connected, eaves space, obscure glazed window to front aspect.

Material Information The property Tenure is Freehold.

Council Tax
We understand the council tax is band D (2,188.41 per annum. Charges for 2024/2025).

This property has an energy rating of C. The full Energy Performance Certificate is available upon request.

Agents Note
Please be aware that some photographs used in our particulars are obtained using a wide-angle lens.

Conveyancing
We are able to offer a free quotation for your conveyancing from a panel of local solicitors or licensed conveyancers.

Offers
For offers to be submitted in the best light, the majority of vendors require us to confirm buyers have been financially qualified. We will require a Mortgage Certificate or Agreement In Principle (A.I.P.) and proof of deposit or cash. This information will be treated confidentially and will not be seen by any other party. We are obliged by law to pass on all offers to the vendors until contracts have been exchanged.

Money Laundering Regulations 2017 & Proceeds of Crime Act 2002
In order to comply with the above Regulations, an intending purchaser will be required to provide official I.D; proof of address, evidence of funding and source of deposit clearly showing the name of the account holder. If funds are being provided by a third party i.e. family, we will require the same from them too. We will verify clients identity electronically from the details provided. The information will be checked against various databases. This is not a credit check of any kind and does not affect credit history. We will retain a record on file.
General Data Protection Regulations 2018
Should you view or offer on this property, we will require certain pieces of personal information in order to provide a professional service to you and our client.
The personal information provided by you may be shared with the seller, but it will not be shared with any other third parties without your consent.
More information on how we hold and process your data is available on our website -

Mortgages
We are able to offer our clients mortgage advice through our association with an independent mortgage advisor. Written quotations are available on request. A life policy may be required.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

DISCLAIMER
The information given in these particulars is intended to help you decide whether you wish to view this property and to avoid wasting your time in viewing unsuitable properties. We have tried to make sure that these particulars are accurate, but to a large extent we have to rely on what the seller tells us about the property. We do not check every single piece of information ourselves as the cost of doing so would be prohibitive and we do not wish to unnecessarily add to the cost of moving house. Once you find the property you want to buy, you will need to carry out more investigations into the property than it is practical or reasonable for an estate agent to do when preparing sales particulars. For example, we have not carried out any kind of survey of the property to look for structural defects and would advise any homebuyer to obtain a surveyors report before exchanging contracts. If you do not have your own surveyor, we would be pleased to recommend one. We have not checked whether any equipment in the property (such as central heating) is in working order and would advise homebuyers to check this. You should also instruct a solicitor to investigate all legal matters relating to the property (e.g. title, planning permission etc) as these are specialist matters in which estate agents are not qualified. Your solicitor will also agree with the seller what items (e.g. carpets, curtains etc) will be included in the sale.


Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 353325

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 10625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 34575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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