4 bedroom detached for sale

£400,000

4

Bedrooms

3

Bathrooms

Floorplan

Offered with no chain is this vacant four bedroom detached house situated in cul de sac just off Gainsborough Drive featuring three reception rooms, a 19ft kitchen/breakfast room, an ensuite wet room to the master bedroom and Jack and Jill ensuite shower room to bedrooms two and three. The property benefits from uPVC double glazed doors and windows, gas radiator central heating and a refitted kitchen with built in appliances, The accommodation briefly comprises entrance hall, cloakroom, study, lounge, dining room, kitchen/breakfast room, utility room, master bedroom with ensuite wet room, bedrooms two and three with Jack and Jill ensuite shower room, a fourth bedroom, bathroom, gardens to front and rear and a double garage.

Enter via part obscure glazed entrance door with obscure glazed side panel to.

Entrance Hall Part wood effect laminate floor, window to side aspect, two radiators, coving to ceiling, stairs to first floor landing with storage cupboard under, doors to.

Cloakroom Comprising white low flush W.C, wash basin with tiled splash backs, radiator, tiled floor, coving to ceiling, obscure glazed window to side aspect.

Study 8 8' x 7 10' (2.64m x 2.39m) Window to front aspect, radiator, coving to ceiling, T.V point, telephone point.

Lounge 15 2' x 14 1' (4.62m x 4.29m) Window to rear aspect, French doors to rear garden, radiator, coving to ceiling, T.V point, telephone point.

Dining Room 10 11' x 10 5' (3.33m x 3.18m) Window to rear aspect, radiator, coving to ceiling.

Kitchen/Breakfast Room 19 6' narrowing to 15 5' x 10 3' max (5.94m x 3.12m) (This measurement includes area occupied by the kitchen units)
Refitted units with wood block work surface comprising one and a half bowl white ceramic sink unit with cupboards under, mixer tap, range of base and eye level units providing work surfaces, tiled splash areas, built in electric oven, induction hob with extractor hood over, plumbing for dishwasher, space for fridge/freezer, radiator, tiled floor, inset ceiling lights, coving to ceiling, windows to both side aspects, door to.

Utility Room Comprising single drainer stainless steel sink unit with cupboards under, worksurface with shelf over, tiled splash area, plumbing for washing machine, space for tumble dryer, radiator, gas fired boiler serving central heating and domestic hot water, coving to ceiling, tiled floor, electric extractor vent, part obscure glazed door to side.

First Floor Landing Radiator, access to loft space, coving to ceiling, airing cupboard housing hot water cylinder and immersion heater, doors to.

Bedroom One 14 5' x 10 4' min (4.39m x 3.15m) Window to side aspect, radiator, T.V point, coving to ceiling, two sets of built in wardrobes, doors to.

Ensuite Wet Room Walk in shower with screen, fitted shower, low flush W.C, pedestal hand wash basin, tiled splash areas, radiator, mirror with vanity lights over, cabinet, obscure glazed window to side aspect.

Bedroom Two 13 6' arrowing to 11 4' x 10 10' max (4.11m x 3.3m) Window to rear aspect, radiator, coving to ceiling, T.V point, door to.

Jack & Jill Shower Room Comprising tiled shower enclosure, pedestal hand wash basin, low flush W.C, tiled splash areas, radiator, electric extractor vent, coving to ceiling, wood effect floor, obscure glazed window to rear aspect.

Bedroom Three 11 4' max x 11 3' max (3.45m x 3.43m) Window to rear aspect, radiator, coving to ceiling, door to Jack and Jill ensuite shower room.

Bedroom Four 10 6' max x 7 9' widening to 10 10' (3.2m x 2.36m) Window to front aspect, radiator, coving to ceiling.

Bathroom White suite comprising panelled bath, pedestal hand wash basin, low flush W.C, tiled splash areas, radiator, electric extractor vent, coving to ceiling, wood effect floor, obscure glazed window to side aspect.

Outside Rear garden - Patio, lawn, shrub and plant boarders, greenhouse, outside light and tap, wooden decking and trellis, wooden fence, gated access to front, lean to store to rear of garage.

Front - Lawn, various shrubs, plants and rose bushes, hedge, courtesy light, double width driveway to.

Double Garage Twin up and over doors, power and light connected, eaves space, access door to rear garden.

Material Information The property Tenure is Freehold.

Council Tax
We understand the council tax is band E (2,748.16 per annum. Charges for 2025/2026).


Agents Note
Please be aware that some photographs used in our particulars are obtained using a wide-angle lens.

Conveyancing
We are able to offer a free quotation for your conveyancing from a panel of local solicitors or licensed conveyancers.

Offers
For offers to be submitted in the best light, the majority of vendors require us to confirm buyers have been financially qualified. We will require a Mortgage Certificate or Agreement In Principle (A.I.P.) and proof of deposit or cash. This information will be treated confidentially and will not be seen by any other party. We are obliged by law to pass on all offers to the vendors until contracts have been exchanged.

Money Laundering Regulations 2017 & Proceeds of Crime Act 2002
In order to comply with the above Regulations, an intending purchaser will be required to provide official I.D; proof of address, evidence of funding and source of deposit clearly showing the name of the account holder. If funds are being provided by a third party i.e. family, we will require the same from them too. We will verify clients identity electronically from the details provided. The information will be checked against various databases. This is not a credit check of any kind and does not affect credit history. We will retain a record on file.
General Data Protection Regulations 2018
Should you view or offer on this property, we will require certain pieces of personal information in order to provide a professional service to you and our client.
The personal information provided by you may be shared with the seller, but it will not be shared with any other third parties without your consent.
More information on how we hold and process your data is available on our website -

Mortgages
We are able to offer our clients mortgage advice through our association with an independent mortgage advisor. Written quotations are available on request. A life policy may be required.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

DISCLAIMER
The information given in these particulars is intended to help you decide whether you wish to view this property and to avoid wasting your time in viewing unsuitable properties. We have tried to make sure that these particulars are accurate, but to a large extent we have to rely on what the seller tells us about the property. We do not check every single piece of information ourselves as the cost of doing so would be prohibitive and we do not wish to unnecessarily add to the cost of moving house. Once you find the property you want to buy, you will need to carry out more investigations into the property than it is practical or reasonable for an estate agent to do when preparing sales particulars. For example, we have not carried out any kind of survey of the property to look for structural defects and would advise any homebuyer to obtain a surveyors report before exchanging contracts. If you do not have your own surveyor, we would be pleased to recommend one. We have not checked whether any equipment in the property (such as central heating) is in working order and would advise homebuyers to check this. You should also instruct a solicitor to investigate all legal matters relating to the property (e.g. title, planning permission etc) as these are specialist matters in which estate agents are not qualified. Your solicitor will also agree with the seller what items (e.g. carpets, curtains etc) will be included in the sale.


Features
  • Freehold

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 332700

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 10000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 32700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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