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£850,000 Offers in excess of
Bedrooms
Bathrooms
Offers In Excess Of 850,000. Bignores Cottage has certainly evolved over time. Originally two separate cottages dating back to 1850, it later merged into a single detached house. Today, it stands as a detached family residence with a surrounding garden, outbuildings and garage conveniently located near Dartfords town centre, station, local schooling and Dartford lakes and park.
The estate itself has deep historical roots, particularly tied to gunpowder manufacturing in the late 18th century. The Pigou family, who owned Bignores Estate, played a significant role in this industry.
This is the first time since 1968 that the property has become available for sale and viewing is highly recommended.
Exterior
Front Garden: Block paved driveway providing off street parking and access to the single garage. Lawn. Access to side garden and triple shed to the opposite side.
Rear And Side Garden. 164ft x 32ft. Patio area. Well. Air raid shelter. Outbuildings. Access to double garage. Laid to lawn. Shrubs and trees.
Parking: Parking is provided by two driveways to the front and an integral garage. There is a further double garage accessed via the private road.
Key Terms
The property is freehold.
Council Tax Dartford Band F 3294
The current owner has lived in the property since 1968.
The property is conventional construction.
There is a right of access into a neighbours property to access the shared septic tank.
The property benefits from mains water and gas and electric.
The property has private drainage to a septic tank.
The property benefits from a private driveway. Garage and double garage.
The property measures 1942 square feet.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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