5 bedroom detached for sale

£1,150,000

5

Bedrooms

2

Bathrooms

Floorplan

Guide Price 1,150,000 - 1,250,000.

Kirby Grange Detached Five-Bedroom Home with Annexe, Solar Panels, and Private Driveway in Horton Kirby.

Set in the heart of the village of Horton Kirby, Kirby Grange is a spacious five-bedroom detached home with a self-contained annexe, offering around 2,608 sq ft of flexible living space.

Accessed via a large private driveway, the property provides generous off-street parking and a welcoming first impression. Inside, the home features well-proportioned reception rooms and bedrooms, with the annex offering independent accessideal for guests, extended family, or rental use.

Solar panels enhance the propertys energy efficiency, while landscaped gardens offer space for relaxing or entertaining. For those who enjoy the outdoors, countryside walks are right on the doorstep, making this an ideal base for lovers of nature and rural tranquillity.

Farningham Road station provides nearby rail connections, and local pubs including The Bull and The Fighting Cocks offer great food and a friendly atmosphere just minutes away.

With its spacious layout, green credentials, and access to both amenities and natural surroundings, Kirby Grange is a compelling option for modern village living.

Exterior
Driveway: Accessed from Horton Road via a large private driveway lined with trees and shrubs. The driveway is block paved and provides parking for numerous cars as well as pedestrian access to the garden.

Rear Garden: West facing. Patio area. Laid to lawn. Pond. Shrubs and trees. Two sheds.

Solar Panels: To the rear of the property are privately owned solar panels.

Key Terms
Built in 2000
The current owners have lived in the property since 2010.
The current owners will be buying another property.
The property is conventional construction.
The property measures 2608 sq ft.
The garden is West Facing.
The property is serviced by mains water, mains gas, mains electric and mains drainage.
Council Tax - Sevenoaks Band G.
Annexe Council Tax - Sevenoaks Band A.

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 950200

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 28750
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 87700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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