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£550,000
Bedrooms
Bathrooms
Located in the sought-after Neptune Park Development is this modern four-bedroom detached family home, offering a perfect blend of comfort and style. Boasting four well-appointed bedrooms, this property is ideal for families looking for a spacious and versatile living space.
Beyond the welcoming entrance hall lies a well-appointed interior featuring a cloakroom WC, a cosy living room, an elegant dining room, conservatory and a kitchen with an adjacent utility room. The first floor has four bedrooms, including an ensuite shower room in the main bedroom, complemented by a family bathroom.
Additional benefits include an integral garage and off-street parking.
The property is perfectly situated for convenience, with access to a variety of amenities, making it an idea choice for families and commuters. Residents can enjoy Broomfield Park, Craylands Primary School, Bluewater Shopping Centre, and easy access into London with Swanscombe Station in walk-able distance!
Exterior
Rear Garden: Approximately 40ft. Patio area. Lawn. Outside lighting. Flower beds. Outside tap. Power sockets.
Garage: 190 x 80 - Up and over door. Power and light.
Parking: Block paved driveway with off-street parking for 2 cars with potential for 4.
Key Terms
Dartford Borough Council - Tax Band E
Total floor area: 120 sq. metres
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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