4 bedroom detached for sale

£650,000

4

Bedrooms

2

Bathrooms

Floorplan

Nestled in the heart of the sought-after Greenhithe Village, this beautifully presented four-bedroom detached family home offers a rare opportunity to acquire a spacious and versatile property in a quiet and peaceful cul-de-sac setting. Boasting a generous layout throughout, the home features a bright and welcoming lounge, a separate dining room ideal for entertaining, and a light-filled conservatory that opens onto the beautifully maintained rear garden perfect for relaxing or al fresco dining. There is a convenient downstairs cloakroom, while the first floor offers four well-proportioned bedrooms, including a master with en-suite shower room and a family bathroom. A key highlight is the two garages and ample off-street parking for up to four cars; one of the garages is accessible from inside the house and offers fantastic potential for conversion into an additional living space, home office or gym, subject to necessary permissions. The property is offered with no forward chain, making for a smooth and swift purchase. Greenhithe Village offers a charming blend of riverside walks, a traditional pub and local shops, while being just moments from Bluewater Shopping Centre with its array of retail, dining and leisure options. Excellent transport links are within easy reach, including Greenhithe Station with regular services to London, easy access to the A2/M25 motorway network, and nearby Ebbsfleet International for high-speed trains to London St Pancras in under 20 minutes. This is a perfect home for families and commuters alike early viewing is highly recommended.

Exterior
Rear Garden: 657 x 526. Side access. Lawn. Patio. Mature flower beds. Outside tap. Outside lighting. Shed. Access to garages.
Garages: 2x 183 x 811
Block paved driveway to front with space for 4 vehicles.

Key Terms
Dartford Borough Council - Tax Band F
Total floor area: 106 sq. metres

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 538950

Mortgage Loan to Value

%

Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 16250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 51450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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