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£700,000
Bedrooms
Bathrooms
Robinson Jackson are delighted to present a rare opportunity to purchase this substantial four bedroom detached family home on the sought after St Clements Lakes development. The Serpentine is a Bellway built home that features four double bedrooms, a substantial size living room, modern fitted kitchen, study, utility room and generous size main bedroom with ensuite. The property also has a generous rear garden, integral garage and private driveway. The location and rarity of a home like this coming to market on St Clements Lakes makes this in our opinion a gem of a property, situated within 5 minutes of Bluewater shopping centre and a short walk to Greenhithe station. Call our Robinson Jackson team to find out more and arrange your viewing.
Exterior
Rear Garden: Mainly lawn. Paved patio area. Flower & shrub borders. Outside lighting. Access to garage. Side gated access.
Garage.
Block paved driveway to front.
Key Terms
Dartford Borough Council - Tax Band F
Total floor area: 146 sq. metres
The current vendor pays an estate charge of approximately 600 per annum.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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