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£425,000 Guide Price
Bedrooms
Bathrooms
Guide price 425,000 - 450,000.
Situated in a quiet residential area within walking distance of higham br station is this recently renovated, three bedroom semi detached house with double length garage accessed via own driveway for several cars. Accessed via the porch the immaculately presented accommodation is comprised of; lounge, groundfloor shower room and a 16 x 10.04 modern fitted kitchen/diner with double glazed patio doors leading to an approx. 40ft rear garden with paved patio, lawned area with access to the garage, To the first floor are three well proportioned bedrooms and a modern family bathroom. Call today to reserve your viewing slot.
Exterior
Rear Garden: Patio ara. Side pedestrian access. Access garage.
Key terms
Higham has a rich Dickensian history and has Gads Hill School as its pride and joy, being one of the top rated private schools in the country. The village has great access to Gravesend and Strood Town Centres, with easy commuting routes to London via the A2/M2.
Entrance Hall: (5 6" x 5 3" (1.68m x 1.6m))
Entrance door into hallway. Tiled flooring. Built-in wardrobe. Doors to:-
Cloakroom: (10 9" x 7 0" (3.28m x 2.13m))
Low level w.c. Vanity sink unit with storage cupboard under. Heated towel rail. Spotlights. Tiled flooring.
Lounge: (16 1" x 19 6" (4.9m x 5.94m))
Double glazed window to front. Double glazed French window to front. Radiator. Built-in storage cupboard. Carpet. Spotlights.
Kitchen: (16 0" x 10 4" (4.88m x 3.15m))
Double glazed window to rear. Double glazed French door to rear.
First Floor Landing:
Access to loft with pull down ladder. Doors to:-
Bedroom 1: (13 8" x 8 7" (4.17m x 2.62m))
Double glazed window to front Radiator. Carpet.
Bedroom 2: (10 3" x 8 4" (3.12m x 2.54m))
Double glazed window to rear. Radiator. Carpet.
Bedroom 3: (10 0" x 7 6" (3.05m x 2.29m))
Double glazed window to rear. Radiator. Carpet.
Bathroom:
Double glazed frosted window to front. Suite comprising panelled bath with shower over. Vanity sink unit with storage cupboard under. Low level w.c. Tiled walls. Tiled flooring. Heated towel rail.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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