5 bedroom detached for sale

£1,250,000

5

Bedrooms

3

Bathrooms

Floorplan

Presented to the market is this impressive and rarely available five-bedroom detached family home, perfectly positioned on the highly sought-after St James Way. Offering generous living accommodation throughout, an integrated one-bedroom annexe, and a beautiful rear garden, this property is ideal for multi-generational living or those seeking flexible space to suit a variety of needs.

To the front, a large private driveway provides ample off-street parking and leads to an inviting entrance hall that sets the tone for the spacious interior. The ground floor features a bright dining room, a well-proportioned lounge with bi-folding doors opening onto the garden, a modern kitchen, a W/C, and a separate utility room/annexe kitchen.

A recent side extension has added a stunning garden room/study, enjoying dual access from both the driveway and the rear garden, ideal for those working from home or seeking a private studio space.

The cleverly designed integrated annexe offers its own independent living area, comprising a comfortable lounge, shower room, double bedroom, and a study/dressing room, making it perfect for extended family or guests.

The first floor includes four well-proportioned bedrooms and a generous four-piece family bathroom. Completing the accommodation is an impressive loft conversion, providing a spacious principal bedroom with eaves storage and a luxurious four-piece en-suite bathroom.

Outside, the beautifully landscaped rear garden provides an idyllic setting for family living, with plenty of space for relaxation, play, and outdoor entertaining.

Situated on a quiet residential road, the home is within easy reach of highly regarded schools, convenient local amenities, excellent transport links, and nearby green belt and equestrian land, offering the perfect balance between suburban living and open countryside.

This outstanding property offers versatility, space, and a prime location, early viewing is highly recommended.

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 1037700

Mortgage Loan to Value

%

Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 31250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 100200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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