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£190,000
Bedrooms
Bathrooms
Reception
This charming terraced house in Birmingham, West Midlands is the perfect family home. Situated in a quiet residential area, this property boasts three spacious bedrooms, ideal for a growing family or for those who require additional space for guests or a home office. The two reception rooms provide ample space for entertaining or relaxing, and the property also includes a modern bathroom for added convenience.The property also benefits from a garage, perfect for storing vehicles or outdoor equipment. The garden offers a lovely outdoor space for enjoying the warmer months, whether it be for gardening, relaxing or hosting a barbecue.Priced at 190,000.00, this property offers great value for money and is sure to attract attention from potential buyers seeking a well-maintained, move-in ready home in Birmingham.Things to do in Birmingham, West Midlands:Birmingham is a vibrant city with a wealth of activities and attractions to enjoy. Here are just a few things to do in the area:- Visit the Birmingham Museum and Art Gallery to explore the citys rich history and cultural heritage.- Take a stroll through the beautiful Botanical Gardens, showcasing a stunning array of plant life.- Shop till you drop at the Bullring Shopping Centre, home to a wide range of high street and designer stores.- Explore the diverse culinary scene in Birmingham, with an array of restaurants offering cuisine from around the world.- Catch a show at one of the citys many theatres or live music venues, including the iconic Symphony Hall.- Enjoy a relaxing day out at Cannon Hill Park, offering acres of green space, a boating lake and funfair rides for all ages.With so much to see and do, Birmingham is the perfect place to call home for those seeking a lively and diverse urban environment.
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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