4 bedroom detached for sale

£395,000

4

Bedrooms

2

Bathrooms

Floorplan

Nestled in the heart of Canvey Island, this stunning four-bedroom detached house on Beach Road offers a perfect blend of comfort and modern living. Ideally located close to local shops, schools, and bus routes, this property is perfect for families seeking convenience and accessibility.

As you approach the house, you are greeted by a large block-paved driveway that provides ample parking space and leads to a garage. The westerly facing rear garden is a delightful outdoor space, featuring a well-maintained lawn and a charming decking area, complete with an outside barperfect for entertaining guests or enjoying a quiet evening in the sun. Upon entering, you will find a spacious hallway that leads to a ground-floor cloakroom. The stunning lounge runs from the back to the front of the property, offering generous space for both relaxation and dining, making it an ideal setting for family gatherings. The modern fitted kitchen diner is equally impressive, providing a contemporary space with room for a dining table, perfect for casual meals or entertaining.

The first floor boasts a spacious landing that leads to four excellent-sized bedrooms, each designed with comfort in mind. The modern and contemporary bathroom completes this level, ensuring that all your needs are met. With UPVC double-glazed windows and doors, as well as gas-fired central heating, this home is not only stylish but also energy-efficient. This property must be seen to be fully appreciated, offering a wonderful opportunity for those looking to settle in a vibrant community.

Hallway - UPVC entrance door to the side elevation with obscure double glazed insets giving access to a large spacious hallway which has a coved flat plastered ceiling, obscured UPVC double glazed window to the front elevation, and further obscured UPVC double glazed window next to the entrance door, radiator, spindled staircase giving access to the first floor accommodation with an understairs store cupboard, wood laminate flooring, doors off to the accommodation.

Ground Floor Cloakroom - Flat plastered ceiling, obscured UPVC double glazed window to the front elevation, radiator , attractive wood panelling to walls, two-piece white suite comprising low-level wc with handle, sink with chrome mixer taps with vanity unit under, wood laminate flooring.

Lounge/Diner - 6.81m x 3.66m (224 x 12) - Excellent-sized room with a flat plastered ceiling, UPVC double glazed window to the front elevation, plus UPVC French style doors to the rear elevation giving access to the garden with UPVC windows on either side, feature fire surround with marble backing and hearth, two radiators, wood flooring, door to kitchen/diner, radiator with cover.

Kitchen/Diner - 4.93m x 3.53m (162 x 117) - Spacious room with flat plastered ceiling, two UPVC double glazed windows to rear elevation plus half UPVC double glazed door to the rear elevation giving access to the garden, modern white units at base and eye level with matching drawers all with handles, and work surfaces over incorporating one and a quarter sink and drainer with mixer tap, space for oven with extractor over, plumbing for dishwasher, tiling to splashback, half obscure UPVC double glazed door giving access to the garage, wood laminate flooring.

First Floor Landing - Coved flat plastered ceiling, doors off to the accommodation, airing cupboard, and carpet.

Bedroom One - 3.58m x 3.18m (119 x 105) - A good sized double bedroom with a coved flat plastered ceiling, UPVC double glazed window to the front elevation, radiator, and carpet.

Bedroom Two - 3.25m x 3.18m (108 x 105) - A further good-sized double bedroom with a coved flat plastered ceiling, loft hatch, UPVC double glazed window to the rear elevation, radiator, and carpet.

Bedroom Three - 3.40m x 2.26m (112 x 75) - Again a good-sized bedroom with flat plastered ceiling, UPVC double glazed window to the front elevation, radiator, and carpet.

Bedroom Four - 2.57m x 2.34m maximum measurement (85 x 78 maxim - A good-sized single bedroom with textured ceiling, UPVC double glazed window to the front elevation, radiator, built-in wardrobe, and carpet.

Bathroom - A stunning room with a flat plastered ceiling, obscure UPVC double glazed window to the rear elevation, attractive tiling to splash back areas and tiling to the floor, chrome heated towel rail, modern three piece white bathroom suite comprising push flush wc, sink with chrome mixer taps into a vanity cupboard, P shaped panelled bath with chrome mixer taps, separate wall mounted shower with glass shower screen.

Exterior -

Rear Garden - Has a hardstanding pathway around the property with a decked area, lawn and a small paved patio area to the rear of the garden, a further paved area with outside bar, railway sleepers to bedded area, fenced to boundaries, two gates to each side of the property giving access to the front, outside tap, and outside power point.

Front Garden - A good-sized block paved driveway providing off-street parking which leads to the garage, fenced to one boundary.

Garage - Up and over door, power and light connected, some base line level units with worksurface, plumbing for washing machine and space for tumble dryer, half obscured UPVC double glazed door giving access to the kitchen.



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 328575

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 9875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 32325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

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