4 bedroom detached for sale

£680,000

4

Bedrooms

3

Bathrooms

Floorplan

Located in one of Canveys Islands most sought after locations and is conveniently located very close to the town centre, local bus routes, schools for all ages and the main doctors surgery is this very spacious four bedrooms detached family home. The property occupies a much larger than average plot and is set back from the road by approximately 70ft providing extensive off-street parking all of which is block paved, in addition, there is a double garage with electric roller door.

The rear garden is very secluded and is 45ft in depth and the accommodation includes to the ground floor two lounges, separate dining room and utility room and completing the accommodation is the modern fitted kitchen with various appliances to remain plus a cloakroom. To the first floor are four good size double bedrooms, there is an en-suite shower room plus dressing area to the master bedroom and completing the first-floor accommodation is the modern fitted bathroom with bath plus shower cubicle.

The property is all very well presented and arrangements to view can be made by contacting our office on

Located in one of Canveys Islands most sought after locations and is conveniently located very close to the town centre, local bus routes, schools for all ages and the main doctors surgery is this very spacious four bedrooms detached family home. The property occupies a much larger than average plot and is set back from the road by approximately 70ft providing extensive off-street parking all of which is block paved, in addition, there is a double garage with electric roller door. The rear garden is very secluded and is 45ft in-depth and the accommodation includes to the ground floor two lounges, separate dining room and utility room and completing the accommodation is the modern fitted kitchen with various appliances to remain plus a cloakroom. To the first floor are four good size double bedrooms, there is an en-suite shower room plus dressing area to the master bedroom and completing the first-floor accommodation is the modern fitted bathroom with bath plus shower cubicle. The property is all very well presented and arrangements to view can be made by contacting our office on

'' Very spacious four bed detached family home
'' Set back from the road by some 70ft providing extensive off street parking most of which is block paved
'' Double size garage with electrically operated roller door
'' Alarm system
'' Gas fired central heating
'' UPVC double glazed windows
'' Lounge
'' Second sitting room and separate dining room
'' Modern fitted kitchen with oven, hob, waste disposal unit, dishwasher and fridge to remain
'' 45ft Landscaped garden which is fairly secluded
'' Four double size bedrooms
'' En-suite shower room plus small dressing area to the master bedroom
'' Family bathroom with bath plus separate shower cubicle
'' Walking distance to Canveys town centre for its shops, cafes, restaurants and very close to local schools and doctors surgery

Hall - UPVC double glazed stained glass entrance door into a spacious hall with an adjacent double glazed stained glass window to the side, coving to the ceiling, stairs to the first floor, radiator, glass panel doors to the kitchen, lounge and dining room.

Lounge - 5.23mx4.34m (172x143) - UPVC double glazed bay window to the front elevation, two double glazed windows to the side, feature fireplace, dado rail, coving to the ceiling, two radiators, glass double doors connecting into the second sitting room. Dimmer switch



Second Sitting Room - 3.51mx3.28m (116x109) - Large double glazed UPVC window to the side, double glazed sliding patio doors opening onto the garden, coved to flat plastered ceiling, dado rail, radiator, dimmer switch.

Dining Room - 3.43mx3.23m (113x107) - Double glazed window to the front elevation, radiator, serving hatch through to the kitchen, coved to flat plastered ceiling, dimmer switch.

Kitchen - 4.09mx3.23m (135x107) - An extensive range of light wood style fronted drawers and units at base level to three walls with work surfaces over, inset four ring stainless steel gas hob with overhead stainless steel extractor unit, inset 1 stainless steel drainer sink with mixer tap and waste disposal unit, cupboard incorporating double oven, integral dishwasher and fridge fitted and to remain, tiling to the splashbacks. Matching units at eye-level, glass display cabinets, flat plastered ceiling with inset spotlights, double glazed stable door at the side connecting to the garden, small breakfast bar area.



Utility Room - 2.26mx2.06m (75x69) - Double glazed window to the rear, stainless steel sink with white units at eye and base level, textured ceiling, gas fired boiler.

Cloakroom - Two piece modern suite comprising of low-level w/c with vanity unit with inset wash hand basin, double glazed window to the rear, radiator.

First Floor Landing - 4.75mx2.18m (157x72) - A good size landing with UPVC double glazed window to the front elevation, coved to flat plastered ceiling with access to the loft, radiator. White panel doors off to the accommodation.

Bedroom One - 3.73mx3.58m (123x119) - Double glazed UPVC window to the front elevation, radiator, coved to flat plastered ceiling, wardrobes across one wall which are to remain. Dimmer switch.

Dressing Area - 1.91mx1.04m (63x35) - Dressing table, coved to flat plastered ceiling.

En-Suite - Double glazed obscure window to the side, chrome towel rail, low-level w/c, vanity unit with inset wash hand basin, large tiled shower cubicle with shower.

Bedroom Two - 4.22mx3.25m (1310x108) - Double glazed window to the rear, dimmer switch, radiator, coved to flat plastered ceiling.

Bedroom Three - 3.76mx3.53m (124x117) - Double glazed window to the rear elevation, coved to flat plastered ceiling, radiator.

Bedroom Four - 3.43mx3.25m (113x108) - Double glazed UPVC window to the front elevation, radiator, dimmer switch, textured ceiling.

Bathroom - A modern four piece suite comprising of corner panelled bath, corner shower cubicle, vanity unit incorporating wash hand basin and low-level w/c with push flush, obscure double glazed window to the rear, radiator plus towel rail, tiling to the floor and walls in ceramics.

Front Garden - Set back from the road by 70ft giving extensive off-street parking all of which is mainly block paved, fencing to both sides, side gate to the rear garden, external power points shed to remain .

Double Garage - 5.28mx5.05m (174x167) - Electrically operated remote roller door with UPVC double glazed door and window to the side.

Rear Garden - 13.72mft in depth (45ft in depth) - Two sheds and log cabin with hot tub, power to remain, large block paved patio area enclosing lawns with raised flower borders and pathway to another block paved patio area to the rear of the property. Well fenced to the boundaries.

Agent Note - Vendor has replaced the boiler which is roughly a year old and insulated the loft all can be verified with your solicitor



Council Tax - Band F

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 563700

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 17000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 53700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

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