5 bedroom detached for sale

£1,595,000 Guide Price

5

Bedrooms

4

Bathrooms

Floorplan

Rayners are delighted to present Horton, a superb detached family residence offering versatile and well-proportioned accommodation, ideally situated on a generous corner plot just a short walk from Warlingham Green. The current vendors have completely refurbished the downstairs accommodation to a high standard and an internal viewing is highly recommended to appreciate the size. and space on offer.A welcoming entrance hall, complete with a log-burning stove, sets the tone for the rest of the property. The expansive sitting room features an elegant Inglenook fireplace and bi-folding doors opening onto the rear terrace, creating a perfect space for entertaining. Adjoining this is a spacious room currently used as a home gym. Additional living areas include a light-filled double-aspect family room and a separate studyideal for home working.At the heart of the home is a bespoke kitchen/breakfast room with bi-folding doors, a central island with breakfast bar, granite worktops, and integrated Miele appliances including a double oven, grill, and built-in coffee machine. A separate utility room provides additional practicality.The first floor hosts a luxurious principal suite complete with a generous dressing room and en-suite bathroom. Bedrooms two and three also feature built-in wardrobes and en-suite facilities. Two further good-sized bedrooms share a well-appointed family bathroom.Outside, the property is accessed via electric gates opening onto a spacious driveway with ample off-street parking. The private rear garden features a slate patio and lawn, offering a tranquil setting for outdoor relaxation.Location Highlights: Sought-after residential road within walking distance of Warlingham Greens shops, cafs, and pubs Close to Sainsburys supermarket and surrounding countryside Excellent transport links: Upper Warlingham Station (1.5 miles, Zone 6) and Woldingham Station (1.1 miles) offer direct services to London Bridge and Victoria Easy access to the M25 (J6 approx. 4.4 miles) Well-regarded local schools including Warlingham Village Primary, Woldingham School for Girls, Caterham School, Whitgift, and Trinity Tenure: FreeholdCouncil Tax Band: HThis exceptional home combines classic charm with modern living and offers outstanding space, location, and potential for families seeking a forever home.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 1341475

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 39875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 145225
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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