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89 High Street, SA4 4BL
£425,000
Bedrooms
Bathrooms
Reception
Spacious & Full of Character 425,000
Nestled in a quiet cul-de-sac in sought-after West Cross, this surprisingly spacious and characterful 3-bedroom bungalow offers far more than meets the eye. With a versatile layout that includes two bathrooms, a generous kitchen/diner, multiple reception areas including a snug, reading room, sitting room and large conservatory, this home has space and personality in equal measure.
The driveway provides ample off-road parking, and the enclosed rear garden with artificial lawn is perfect for easy maintenance living. A brilliant opportunity for anyone seeking a distinctive, extended home near Mumbles, coastal walks and local amenities.
Approach -
The bungalow has a driveway for multiple cars which leads to a gate to the front garden. There is a pathway to the side of the bungalow giving access to the rear. The driveway also leads to the front door
Entrance Hallway -
Radiator, coving to ceiling and doors to bedroom 3 and inner hallway
Bedroom 3 - 2.405 x 2.269
Double glazed window to the side, laminate flooring, radiator, coving to ceiling and loft access
Inner Hallway -
Double glazed window, laminate flooring and radiator. Doors to bedroom 1, storage cupboard with shelving and radiator, kitchen / diner, bathroom, reading room and snug. Brick built inglenook style surround with electric style wood burner effect fire inset
Bedroom 1 - 4.579 x 3.588
Double glaszed window, radiator and coving to ceiling
Kitchen / Diner - 5.989 x 2.925
Double glazed windows and door, laminate flooring, radiator and spotlights. Fitted with a range of wall and base units with marble effect work surfaces over incorporating a belfast style sink unit, with drainer and mixer tap over. Oven, hob and hood, built in dishwasher, "Tallboy" larder unit and built in fridge freezer
Bathroom
Double glazed window, tiled flooring and heated towel rail. Part tiled walls and spotlights. Door to storage cupboard with shelving. Fitted with a low level flush W.C., pedestal wash hand basin and tiled shower cubicle with dual head shower
Reading Room - 3.657 x 2.922
Double glazed doors to conservatory, radiator, dado rail and coving to ceiling. Glass fronted wall units, doors to bathroom and bedroom 2
Bathroom
Double glazed window, tiled wall, spotlights and heated towel rail. Fitted with a low level flush W.C., pedestal wash hand basin and separate shower cubicle
Bedroom 2 - 5.485 max x 2.994
Double glazed doors to conservatory, radiator and coving to ceiling. Fitted bedroom units and wardrobes
Snug - 3.572 x 2.665
Double glazed doors to conservatory, laminate flooring, radiator and coving to ceiling. Open to sitting room
Sitting Room - 6.466 x 3.006
Double glazed window, two radiators and coving to ceiling
Conservatory - 4.946 x 3.903
Double glazed doors to rear garden, laminate flooring and radiator.
Rear Garden
Stone chipped area with shed leads to an enclosed artificial lawn area with gate to the rear
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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