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89 High Street, SA4 4BL
£390,000 Offers over
Bedrooms
Bathrooms
Reception
Spacious & Modern Family Home in a Sought-After Loughor Location
Located in the popular residential area of Loughor, this well-presented four-bedroom detached home offers generous living space, modern finishes, and a practical layout ideal for family life. Set within a quiet and established development, the property enjoys a welcoming approach with a lawned front garden, side driveway, and garage access.
Step inside to find a spacious entrance hallway giving access to multiple reception areas, including a bright lounge with garden access, a separate dining room, and a generously sized kitchen/diner perfect for entertaining or family meals. A handy downstairs W.C. and useful storage space complete the ground floor.
Upstairs, the home boasts four well-proportioned bedrooms, all with double glazing and radiators, with the main bedroom benefiting from fitted wardrobes and a modern en-suite. The stylish family bathroom serves the remaining bedrooms and offers a shower-over-bath combination.
Outside, the enclosed rear garden features a patio area and lawn ideal for relaxing or hosting with gated access to the driveway and detached garage.
Situated within close proximity to local schools, amenities, and excellent transport links, this is a fantastic opportunity to secure a spacious home in a desirable location.
Approach -
There is a front lawned area with a pathway and steps up the front door. On the side ther is a driveway which gives access to a gate to the rear garden and garage
Entrance Hallway -
Vinyl flooring, radiator and doors to dinginroom, downstairs W.C., kitchen / diner, lounge and understairs storage
Dining Room - 3.298 x 2.921
Two double glazed windows and radiator
Downstairs W.C. -
Vinyl flooring and radiator. Fitted with a pedestal wash hand basin with tiled splash backs and low level flush W.C.
Kitchen / Diner - 4.586 x 4.582 max
Three double glazed windows and double glazed doors to the rear garden. Vinyl flooring and radiator. Fitted with a range of wall and base units with work surfaces over incorporating a stainless steel one and a half bowl sink unit with drainer and mixer tap over. Fitted oven, hob and hood. Soace for washing machine. Integral fridge freezer and dishwasher
Lounge - 5.114 x 3.105
Double glazed window to the front and doors to the rear garden and two radiators
First Floor Landing -
Double glazed window, loft access and doors to bedrooms and bathroom
Bedroom 1 - 4.027 to front of wardrobes x 3.104
Two double glazed windows, fitted wardrobes and door to ensuite
Ensuite -
Double glazed window, vinyl flooring and radiator. Fitted with a low level flush W.C., pedestal wash hand basin and tiled shower cubicle
Bedroom 2 - 3.744 to front of wardrobes x 2.619
Two double glazed windows and fitted wardrobes
Bedroom 3 - 3.733 x 2.766
Double glazed window to the front and radiator
Bedroom 4 - 2.272 x 2.160
Double glazed window and radiator
Bathroom -
Vinyl flooring, radiator and part tiled walls. Fitted with a low level flush W.C>, pedestal wash hand basin and panelled bath with shower over
Rear Garden -
Patio area leading to enclosed lawned area with gate to driveway and garage
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
89 High Street, SA4 4BL
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