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89 High Street, SA4 4BL
£199,950
Bedrooms
Bathrooms
Reception
Spacious family home with ample off-street parking and a generous garden.
This property boasts a welcoming layout with a lounge, dining room, and kitchen on the ground floor. Upstairs offers three bedrooms and a modern bathroom. The rear garden is perfect for relaxation and entertaining, complete with a driveway, garage, and greenhouse.
Some works are required but this property has loads of potential.
Knotweed is located in the garden but not within 20 meters of the property and a plan is in force.
Approach -
Pathway to the front with front garden and step up to double glazed front door
Entrance Hallway -
Radiator. Stairs to first floor accommodation and door to lounge
Lounge - 4.366 x 2.824
Double glazed window, laminate flooring, radiator and coving to ceiling. Gas fire and surround . Door to rear lobby
Rear Lobby -
Doors to dining room, kitchen and understairs storage. Laminate flooring
Dining Room - 4.346 x 2.835
Double glazed window, radiator and coving to ceiling. Gas fire and surround
Kitchen - 3.656 x 3.049
Double glazed window and door. Part tiled walls. Fitted with a range of wall and base units with roll top work surfaces over incorporating a stainless stell sink unit with drainer and mixer tap over. Fitted oven, hob and hood. Door to rear lobby
Rear Lobby -
Doors to Downstairs W.C. and utility room
Downstairs W.C. -
Double glazed window, low level flush W.C. and wash hand basin
Utitlity Room -
Double glazed window, plumbing for washing machine and boiler
First Floor Landing -
Loft access and doors to bedrooms and bathroom
Bedroom 1 - 3.545 to front of wardrobes x 2.401
Two double glazed windows, laminate flooring and radiator. Built in storage
Bedroom 2 - 4.337 x 2.356 to front of wardrobes
Double glazed window, radiator and laminate flooring. Fitted wardrobes
Bedroom 3 - 3.690 x 3.032
Double glazed window and radiator
Bathroom -
Double glazed window and radiator. Fitted with a low level flush W.C., pedestal wash hand basin and walk in shower cubicle
Rear Garden -
Driveway leads to garage and off road parking for multiple cars. Side paved area with lawned area flower/shrubbed garden. Pathway leading to front of property. Paved path leading to side garden with 2 greenhouses with various bushes and shrubbery
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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