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89 High Street, SA4 4BL
£300,000 Offers over
Bedrooms
Bathrooms
Reception
Charming Family Home with Spacious Gardens
This delightful property boasts a welcoming entrance leading to generously proportioned living spaces. The heart of the home is the open-plan kitchen/diner, seamlessly flowing into a sun-drenched conservatory. Enjoy the tranquility of mature gardens, perfect for relaxation and outdoor entertaining.
Approach
Stone chipped driveway with parking for multiple cars leads to a garage and gates to the rear for additonal parking if needed. Front patio and step up to double glazed front door. Pathway through lawned with various bushes and shrubbery area leads to gate to side access.
Entrance Hallway
Radiator and coving to ceiling. Doors to Bedrooms 1 and 2, lounge, kitchen and storage. Open to rear lobby
Bedroom 1 - 3.957 x 3.783
Double glazed window, radiator and wooden flooring
Lounge - 4.600 into bay x 4.545 into alcove
Double glazed bay window, radiator, coving to ceiling and wooden flooring. Two alcoves with electric fire and marble effect surround
Kitchen / Diner -
Diner - 3.640 x 3.590 - Double glazed sliding doors to conservatory, radiator and arch to kitchen
Kitchen - 3.632 x 2.755 - Double glazed window to the rear and door to the side, tiled flooring. Fitted with a range of wall and base units with work surfaces over incorporating a one and a half bowl stainless stell sink unit with drainer and mixer tap over. Fitted oven, hob and hood. Space for fridge freezer
Conservatory - 9.521 (approx max) x 4.207
Double glazed windows and door to rear garden and tiled flooring
Bedroom 2 - 3.776 x 3.183
Double glazed window, wooden flooring and radiator. Fitted wardrobes
Rear Lobby -
Arch to bathroom and lift access with pull down ladder to loft room
Loft Room -4.27 x3.44
Accessed via pull down ladder, "Velux" style window and storage recess
Bathroom - 4.754 x 3.000
Double glazed windows, radiator and part tiled walls. Door to boiler cupboard. Fitted with a low level flush W.C., pedestal wash hand basin, wood panelled bath and separate shpwer cubicle
Rear Garden -
Patio area leading to enclosed spacious mature gardens with various bushes and shrubery. There is a storage garage and gate to side access. Additionally, there is a greenhouse and a back gate to rear lane access
Garage - 4.9 x 3.2
2 double electric points and automatic light on opening of garage door which is a modern electrically operated up and over door.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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