3 bedroom end of terrace for sale

£500,000

3

Bedrooms

1

Bathrooms

Floorplan

Scott & Stapleton are delighted to offer for sale this charming end terrace character property situated in the highly desirable location south of London Road.

This super property has been well maintained by the present vendor and benefits from good size accommodation including 3 good size bedrooms, family bathroom, 2 reception rooms, fitted kitchen plus UPVC conservatory.

There is also the added benefit of a delightful and secluded rear garden with a useful home office/outbuilding & OFF STREET PARKING for two cars to the front.

Located within the popular North Street Schools catchment area and walking distance of Leigh Broadway & stations. Being offered with no onward chain and priced for a quick sale an early internal inspection is strongly advised.

Accommodation Comprises - Original wooden entrance door with obscure glazed inset leading to entrance hall.

Entrance Hall - 4.42m x 1.63m (146 x 54) - Obscure glazed windows to front. Stairs to first floor with understairs storage cupboards housing meters with light/power. Wooden flooring, dado & picture rails, radiator, coved & textured ceiling with ceiling rose. Part panelled/part glazed doors to all rooms.

Lounge - 4.78m x 3.48m (158 x 115) - Large UPVC double glazed bay window to front. Feature Victorian style fireplace with open fire, cast iron back with original tiles, wooden mantle & brick hearth, radiator, dado & picture rail, coved ceiling with ceiling rose, two wall light points.

Dining Room - 3.86m x 3.15m (128 x 104) - UPVC double glazed french doors to rear on to conservatory. Victorian style cast iron fireplace, dado & picture rails, coved ceiling with ceiling rose, radiator.

Conservatory - 3.23m x 2.92m (107 x 97) - UPVC double glazed to three sides with French doors on to rear garden. Radiator.

Kitchen - 2.95m x 2.01m (98 x 67) - UPVC half double glazed door on to rear garden with adjacent UPVC double glazed window to rear. Galley style fitted kitchen with base & eye level units. Spaces for fridge, freezer, washing machine, dishwasher & gas oven. Wood effect worktop with inset stainless steel sink unit with matching drainer & mixer tap, tiled splashbacks, ceiling spotlights, wall mounted boiler (not tested) in cupboard.

First Floor Landing - 2.87m x 1.88m (95 x 62) - Original lead light window to side. Loft access, dado & picture rails. Ample room for staircase to loft extension if required (stpp). Panelled doors to all rooms.

Bedroom 1 - 4.78m x 3.40m (158 x 112) - Large UPVC double glazed bay window to front. Radiator, picture rail.

Bedroom 2 - 4.17m x 3.10m (138 x 102) - UPVC double glazed window to rear. Large built in cupboard, radiator, picture rail.

Bedroom 3 - 1.85m x 2.79m increasing to 3.43m (61 x 92 incre - UPVC double glazed window to front. Radiator, picture rail.

Bathroom - 1.91m x 1.30m (63 x 43) - Obscure UPVC double glazed window to rear. Panelled bath with electric shower over, wash hand basin in vanity unit with cupboard below. Fully tiled walls, lino flooring, radiator, shaver point, ceiling spotlights.

Separate Wc - 1.70m x 0.74m (57 x 25) - UPVc double glazed window to side. Low level WC, half tiled walls, lino flooring, radiator, ceiling spotlights.

Front Garden - Crazy paved hardstanding providing off street parking for two cars. Remainder being shingled with raised shrub beds & picket fence to front boundary, side gate with access to rear garden.

Rear Garden - Neat & secluded east facing rear garden extending to approx. 40 with brick patio to immediate rear of property and decked patio to rear of garden. Remainder being laid to well tended lawn with raised shrub beds. Fully fenced, outside lighting & tap.

Home Office/Outbuilding - 2.84m x 1.93m (94 x 64) - Useful room ideal for home working, gym or storage. UPVC double glazed windows, part glazed door, power & light, large storage cupboards.



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £2,162.33

Total Interest: £278,440.36

Overall Total: £778,440.36

Amortization For Monthly Payment: £2,162.33 over 30 years ( Based on 3.20% Interest )

YearInterest Principal Balance 
2025£15,852.79 £10,095.22 £489,904.78 
2026£15,524.96 £10,423.05 £479,481.73 
2027£15,186.49 £10,761.52 £468,720.21 
2028£14,837.03 £11,110.99 £457,609.22 
2029£14,476.21 £11,471.80 £446,137.42 
2030£14,103.68 £11,844.33 £434,293.10 
2031£13,719.06 £12,228.96 £422,064.14 
2032£13,321.94 £12,626.07 £409,438.07 
2033£12,911.93 £13,036.09 £396,401.98 
2034£12,488.60 £13,459.41 £382,942.57 
2035£12,051.52 £13,896.49 £369,046.08 
2036£11,600.25 £14,347.76 £354,698.32 
2037£11,134.33 £14,813.68 £339,884.64 
2038£10,653.28 £15,294.73 £324,589.91 
2039£10,156.61 £15,791.41 £308,798.50 
2040£9,643.80 £16,304.21 £292,494.29 
2041£9,114.35 £16,833.66 £275,660.63 
2042£8,567.70 £17,380.31 £258,280.32 
2043£8,003.30 £17,944.71 £240,335.61 
2044£7,420.57 £18,527.44 £221,808.17 
2045£6,818.92 £19,129.09 £202,679.07 
2046£6,197.73 £19,750.28 £182,928.79 
2047£5,556.37 £20,391.64 £162,537.15 
2048£4,894.18 £21,053.83 £141,483.32 
2049£4,210.49 £21,737.52 £119,745.80 
2050£3,504.59 £22,443.42 £97,302.38 
2051£2,775.78 £23,172.23 £74,130.14 
2052£2,023.29 £23,924.72 £50,205.43 
2053£1,246.37 £24,701.64 £25,503.79 
2054£444.22 £25,503.79 £0.00 

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 402,700

Mortgage Loan to Value

81%

Gross Yield

12%

Annual ROI

35%

Annual Rental Profit

£ 27,219

Cumulative Rental Profit

£ 272,185

Cost of Purchase

£ 27,700
  • Stamp Duty
    £ 12,500

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 12,500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 32,782
  • Mortgage Interest
    £ 18,122

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £ 7,920
  • Letting Fee
    £ 240
  • Maintenance
    £ 6,000
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£ 558,932
  • Final Equity Profit
    £ 286,747

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £ 272,185

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£ 814,447

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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