4 bedroom detached for sale

£449,950

4

Bedrooms

2

Bathrooms

Floorplan

A modern detached house constructed by Bloor Homes with brick faced elevation under a tiled roof. The property is warmed by gas fired central heating and benefits from double glazed windows. The well arranged accommodation provides on the ground floor hall, cloakroom, dual aspect sitting room, dining room, kitchen and utility room. Upstairs, the main bedroom boasts fitted wardrobes and en-suite shower room, three further bedrooms and bathroom. Outside to the front of the property there is a driveway offering vehicular parking that in turn leads to the double garage. The attractive rear garden boasts patio, lawn, various flower and shrub borders and side gated access. An internal viewing is highly recommended to fully appreciate this property.

Details:

Front door to:
Hall
Radiator, stairs rising to the first floor, storage cupboard, wood effect flooring.

Sitting Room
195 (5.91m) x 113 (3.43m).
Dual aspect room with French doors leading to the rear garden and two windows to the front elevation, two radiators, Efel gas stove burner.

Dining Room
108 (3.25m) x 911 (3.02m).
Window to the rear elevation, radiator.

Kitchen
146 (4.42m) x 81 (2.46m).
Fitted with a range of wall and base units with preparation work surfaces, one and a half bowl sink unit with mixer tap, gas hob with cooker hood over, built in oven, plumbing for dishwasher, radiator, window to the rear elevation, tiled flooring.

Utility Room
Plumbing for washing machine, sink with single drainer and mixer tap, door giving access to the side of the property, two windows to the front elevation, tiled flooring, wall mounted gas fired boiler.

Cloakroom
W.C., wash hand basin, radiator, window.

Landing
Hatch to loft space, storage cupboard.

Bedroom
117 (3.53m) x 115 (3.48m).
Window to the rear elevation, radiator, opening to the:

Dressing area
Window to the front elevation, fitted wardrobes, radiator.

En-Suite Shower Room
Shower cubicle, wash hand basin, W.C., radiator, window.

Bedroom
106 (3.2m) x 810 (2.69m).
Window to the rear elevation, radiator, built in double wardrobe, built in single wardrobe.

Bedroom
810 (2.69m) x 88 (2.64m).
Window to the front elevation, radiator, built in cupboard.

Bedroom
810 (2.69m) x 84 (2.54m).
Window to the front elevation, radiator.

Bathroom
Bath with Triton electric shower over, vanity style wash hand basin with concealed cistern W.C., ladder rack style radiator, under floor heating, window, extractor fan.

Garden
To the front of the property there is a driveway offering vehicular parking that in turn leads to the double garage with the garden having a lawn area, various shrubs and pathway to the front door. The attractive rear garden boasts patio, lawn, decked area, various flower and shrub borders and side gated pedestrian access.

Garage
Double garage with two up and over doors, light and power and personal door.

Agents Note
Tenure: Freehold
Council Tax: Band F



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 373908.75

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 11248.75
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 36446.25
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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