3 bedroom semi-detached for sale

£600,000

3

Bedrooms

2

Bathrooms

Floorplan

Situated within a short walk of the railway station, schools and village is this much improved extended semi detached house which backs onto Hagley playing fields.

Accommodation comprising reception hall, lounge, sitting room, inner hall/sitting area, dining room, ground floor shower room, re-fitted kitchen with breakfast bar, landing, three double bedrooms, bathroom, gas boiler serving radiators, large rear garden with patio onto lawn, off road parking for two cars, timber framed windows (some with secondary glazing).

RECEPTION HALL
Front door with leaded light panel, panelled wood effect floor finish, store cupboard, panel radiator, staircase off to first floor landing, double doors onto sitting room and door opening onto

LOUNGE (front) 3.63m plus bay x 4.47m
Single glazed bay window with some secondary glazing, single glazed sash window to side with secondary glazing, log burner, ornamental ceiling rose,

SITTING ROOM (inner/side) 3.90m x 4.48m
Log burner, single glazed sash window to side, ornamental ceiling rose, opening onto

INNER HALL/SITTING AREA 10.72m x 1.91m (1.88m)
Limestone tile floor finish, single glazed door to side, single glazed window onto ground floor shower room. Two panel radiators, two single glazed sash windows to side, three double glazed roof lights, recessed spotlights to ceiling. double glazed double doors onto garden.

DINING ROOM (inner) 3.86m (3.40m) x 3.01m
Limestone tile floor finish, panel radiator, built in drawers and cupboard housing gas boiler, door opening onto

INNER LOBBY (inner)
Stone tiled floor finish, utility space/cupboard (inner) Plumbing for washing machine.

GROUND FLOOR SHOWER ROOM (inner)
Wash hand basin, towel rail/radiator combi, WC, shower cubicle with dual shower fitting, shower panels and shower screen, extractor, recessed spotlights to ceiling, some walls part tiled, porcelanosa tile floor finish, electric under floor heating.

RE-FITTED KITCHEN WITH BREAKFAST BAR 4.39m (2.87m) x 3.02m
Limestone tile floor finish, recessed spotlights to ceiling, double glazed window to rear, vertical panel radiator, base units with cupboards and drawers, quartz worktops with upstands, inset bowl and a half stainless steel sink incorporating drainer, hot and cold mixer tap, induction hob with extractor, integrated dishwasher, space for fridge freezer, wine chiller, breakfast bar, wall mounted store cupboards at high level, double oven, walk in larder with shelving,

Staircase from ground floor reception hall leading to

FIRST FLOOR LANDING (inner)
Single glazed sash window with secondary glazing, coving to ceiling, panel radiator, doors off

BEDROOM ONE (front) 4.24m (4.48m) x 3.64m
Two single glazed sash windows to front with secondary glazing, single glazed sash window to side with secondary glazing. Decorative fireplace (not in use), panel radiator,

BEDROOM TWO (rear/side) 3.94m x 3.53m
Single glazed sash windows to side and rear, panel radiator, decorative fireplace (not in use), door onto bathroom.

BEDROOM THREE (rear) 3.88m x 3.01m
Coving to ceiling, single glazed sash window with secondary glazing to side, panel radiator, built in cupboard, fireplace,

BATHROOM (side) 2.30m x 2.07m
Single glazed sash window to side, panel radiator, pedestal wash hand basin, WC with push button flush, panel bath with central mixer tap with shower attachment, walls tiled to full height, mirrored cabinet to wall,

REAR GARDEN
The property benefits from an extensive rear garden with patio onto lawn. Log store to side and gate to front.
AGENTS NOTE:- the garden backs onto Hagley playing fields.

COUNCIL TAX BAND E

AGENTS NOTE - planning permission was granted in September 2019 for a single storey side extension, rooflights and dormer to facilitate loft conversion. The plans were altered with approval in March 2020. Further details are available upon request.

TENURE
We are verbally advised the property is freehold. The Agent has not checked the legal documents to verify the freehold status of the property. The buyer is advised to obtain verification from their Solicitor or Surveyor.

SERVICES
The Agents have not tested any apparatus, equipment, fixtures, fittings or services and so cannot verify they are in working order or fit for their purpose. The buyer is advised to obtain verification from their Solicitor or Surveyor.

FIXTURES AND FITTINGS
All items unless specifically referred to in these sales particulars are expressly excluded from the proposed sale. However, fitted carpets, curtains and certain other items may be taken at a valuation to be agreed.

Money Laundering Regulations
In order to comply with Money Laundering Regulations, all prospective purchasers are required to provide the following - 1. Satisfactory photographic identification. 2. Proof of address/residency. 3. Verification of the source of purchase funds including bank statements for deposits in order to purchase and copy of mortgage agreement in principle from the appropriate lender. In the absence of being able to provide appropriate physical copies of the above, Scriven & Co reserves the right to obtain electronic verification of identity.
Extra services -
By law, the agent must tell the client if the agent or any connected person intends to earn any commission or any other fees from offering or referring other services to the client or buyer. If the agent or any connected person earns money from any of these services or referrals the agent or the connected person would keep this commission or fee. Part of the payment for these extra services will be paid to the agent as a result of the referral.
Scriven & Co offers the following services and has the following referral arrangements in place:
Scriven & Co routinely refers sellers (and buyers) to Infinity Financial Advice. It is the clients or buyers decision whether to choose to deal with Infinity Financial Advice. Should the client or a buyer decide to use Infinity Financial Advice the client or buyer should know that Scriven & Co receive a payment from Infinity Financial Advice equating on average to a figure in the order of 200 per referral.
Scriven & Co routinely refers sellers (and buyers) to certain firms of solicitors/conveyancers. It is the clients or buyers decision whether to choose to deal with any of the referral companies. Should the client or a buyer decide to use any of these companies the client or buyer should know that Scriven & Co receive a payment from these companies equating to a figure in the order of 100-200 per referral. We are informed that the solicitors/conveyancers are happy to pay this referral fee to ourselves as it significantly reduces the marketing costs that they have to allocate to sourcing new business. The referral fee is NOT added to the conveyancing charges that would ordinarily be quoted.
The agent routinely refers sellers (and buyers) to Warrens removals and storage. It is the clients or buyers decision whether to choose to deal with Warrens removals and storage. Should the client or a buyer decide to use Warrens removals and storage the client or a buyer should know that the agent receives a referral fee to the value of 50 from them for recommending a client or buyer to them.

Property Information Links - Useful links for property information:

Find information about a property in England or Wales:


Mobile and broadband checker: If mobile coverage and broadband speed is an important issue we would suggest checking with:

Flooding: If you wish to check flooding information in respect of the property, the following may be of assistance:

Long term flood risk check of an area in England:

Service provider information: we would suggest the following:

Gas supply:



Electric supply:



Water supplier:



Consumer code for house builders:




Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 497700

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 15000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 47700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

The Property has been saved to your favorites

Love the most
Second best
Meets our criteria
May be
Last resort

 / 5

Enquiry

Book an Appointment

Enter Details

Select Date and Time

GNB Property

10 Minute Meeting

  

Check all Details

Submit

Booking Confirmed

All confirmed! We look forward to speaking with you.

10 Minute Meeting

A calendar invitation has been sent to your email address.
Message