4 bedroom detached for sale

£460,000

4

Bedrooms

2

Bathrooms

Floorplan

''OFFERED WITH NO UPWARD CHAIN'' Step into the charm of this exceptional 1920s family home, boasting over 2347 square feet of space ripe for modernisation and personal touch. Embrace the timeless allure of its period features, enhanced by thoughtful extensions that amplify its potential. The accommodation comprises reception hall, spacious lounge, dining room, garden room, kitchen, broom cupbaord/pantry, w.c, boot room and utility/shower room to the ground floor and FOUR DOUBLE BEDROOMS with dressing room/study, en-suite and family bathroom to the first floor. A large SOUTH FACING rear garden provides the perfect space for outdoor living or further development (subject to planning), along with integral garage, workshop and driveway providing ample parking for multiple vehicles. Viewing internally is essential to fully grasp the unique possibilities this property offers. EPC RATING D.

Ground Floor -

Reception Hall - Entered through a timber framed front door with inset multi pane single glazed opaque panels and flanked by solid timber security shutter doors and finished in a solid timber flooring.

Cloaks Storage - Having solid timber flooring and an opaque uPVC double glazed window to side.

Larder Cupboard - Having quarry tiled flooring and an opaque uPVC double glazed window side.

Lounge - 3.58m x 7.29m (119' x 2311' ) - Benefitting from a dual aspect with uPVC double glazed window to front and further uPVC double glazed semi circular bay to rear and complimented by coving, wall lighting and an open fireplace with brick surround and quarry tiled hearth.

Dining Room - 4.17m x 3.58m (138' x 119' ) - Enjoying solid timber flooring with further exposed timber beams a gas fired fireplace with quarry tiled hearth, a set of arched timber framed multi pane double opening doors flanked with adjacent timber framed single glazed windows accessing the garden room.

Garden Room - 4.29m x 3.12m (141' x 103') - Finished in solid stone flooring and comprising an oak double glazed construction benefitting from electric remote controlled blinds, light and power and having a set of solid oak framed double glazed French doors accessing the private rear garden.

Kitchen - 3.28m x 3.56m (109' x 118') - Inclusive of a range of wall and base units with complimentary rolled edge worksurfaces, a one and a half bowl sink and drainer unit, a double electric oven/grill with extractor hood over, four ring gas hob a further extraction fan, vinyl flooring and space and plumbing for appliances and having uPVC double glazed window to rear.

Side Lobby - Comprising part vinyl flooring and part solid Travertine flooring. The side lobby enjoys a uPVC framed front door with inset opaque double glazed panel and provides access to the front of the property.

Broom Cupboard/Pantry - Having wall mounted gas fired central heating boiler above a worksurface which in turn provides space for space and plumbing for appliances below and having continued flooring from the side lobby and opaque uPVC double glazed window to front.

W.C - Benefitting from continued flooring from the side lobby and comprising a low level w.c, vanity wash hand basin with tiled splashbacks and an opaque uPVC double glazed window to front.

Boot Room - 2.67m x 2.34m (89' x 78' ) - Benefitting from continued Travertine flooring from the side lobby providing access to both the utility/shower room and workshop respectively.

Utility/Shower Room - 2.67m x 1.85m (89' x 61' ) - Enjoying Travertine flooring, a shower enclosure with ceramic tiled walls, electric power shower, space and plumbing for appliances, a sink and drainer unit, opaque uPVC double glazed window to rear and uPVC framed door accessing the private rear garden.

Workshop - 3.28m x 3.76m (109' x 124' ) - Benefitting from uPVC double glazed window to front side and rear elevation whilst also featuring both light and power along with continued Travertine flooring from the side lobby.

First Floor -

Landing - Stairs rising to the first floor landing grant access to the entire first floor accommodation and comprise a loft hatch and airing cupboard which in turn comprises the hot water cylinder and an opaque uPVC double glazed window to front.

Bedroom Two - 4.19m (widening to 4.60m) x 3.56m (139' (widenin - Having uPVC double glazed window to rear.

Bedroom Three - 3.58m x 4.70m (119' x 155' ) - Enjoying two uPVC double glazed windows to side and having a fitted wardrobe and walk in store cupboard.

Family Bathroom - 3.48m x 1.85m (115' x 61') - This three piece suite comprises a low level push button w.c, vanity wash hand basin, panelled bath, column towel rail and having part tiled walls with timber effect vinyl flooring and two opaque uPVC double glazed windows to side.

Dressing Room - 3.28m x 2.36m (109' x 79' ) - Having uPVC double glazed window to front and providing access to bedroom four and bedroom one respectively.

Bedroom Four - 2.95m (widening to 3.28m) x 2.92m (98' (widening - Having uPVC double glazed window to rear and double fitted wardrobe.

Bedroom One - 3.89m x 4.50m (129' x 149' ) - Enjoying a dual aspect with uPVC double glazed windows to side and rear and having double fitted wardrobe whilst providing access to the en-suite.

En-Suite - 2.26m x 1.37m (75' x 46') - This three piece suite comprises a low level w.c, pedestal wash hand basin with tiled splashback and a shower enclosure with power shower attachment, whilst featuring ceramic tiled flooring and extractor fan.

Outside -

South Facing Private Rear Garden - Entered via side gated access and surrounded by timber close board fence panelling, the rear garden enjoys an Indian Flagstone paved patio area Flanked by a range of flowerbeds and mature shrubs which in turn gives way to a separate paved seating area facilitated by a waterpoint and giving way to a well maintained lawn interspersed with a host of mature shrubs and flowerbeds throughout whilst providing a sunny aspect.

Front - A block paved driveway offers off road parking for multiple vehicles and is accessible via a set of double timber framed front gates and benefits from part planted boarders and a well maintained lawn which in turn features a stone shingled area and gives way to the front door beneath a canopy porch which is facilitated by a pendulum lantern style light.

Integral Garage - 3.00m x 4.90m (910' x 161') - Entered via an up and over door to front, a uPVC double glazed window to side and having both light and power.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 382200

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 11500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 37200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

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