4 bedroom detached for sale

£460,000

4

Bedrooms

2

Bathrooms

Floorplan

'' AN EXECUTIVE FOUR DOUBLE BEDROOM DETACHED HOME BEEN RECENTLY RENOVATED AND UNGRADED TO A HIGH STANDARD BY THE CURRENT SELLERS AND SITUATED IN A QUIET CORNER PLOT POSITION WITH LARGE WESTERLY FACING REAR GARDEN. At a glance the accommodation comprises; entrance hall with sitting/play room, spacious lounge, an OPEN PLAN 31 fitted living kitchen/diner, separate utility room and ground floor WC. Stairs rise to the first floor offering four good sized double bedrooms complete with fitted wardrobes whilst the main bedroom benefits from a three piece en-suite. A four piece white family bathroom concludes the internal accommodation. Externally the property continues to impress with the sunlit westerly facing landscaped rear garden, double detached garage and a substantial tarmac driveway provides off road parking for multiple vehicles. The front of the property has soft landscaping with additional benefits to include double glazing and gas central heating. An EARLY INSPECTION of this fantastic home comes HIGHLY advised in order to avoid disappointment. EPC RATING C.

Ground Floor -

Entrance Hall - Entered via a composite front door and having porcelain tiled flooring, stairs rising to the first floor with a galleried landing, radiator, under stairs storage cupboard and access to:-

Lounge - 3.38m x 4.80m (111' x 159') - Having two double glazed windows with fitted Venetian blinds to front, radiator, inset electric effect fireplace and ceiling coving.

Sitting/Play Room - 3.73m x 2.84m (123' x 94') - Having two double glazed windows to front with radiator and ceiling coving.

Living Kitchen/Diner - 9.55m x 3.40m (314' x 112') - Inclusive of an attractive range of wall and base units with marble worksurfaces, a Belfast sink and drainer unit, five ring gas hob with extractor hood over, two separate double electric oven/grill units, tiling to splash-prone areas, an integrated wine cooler and dishwasher. Other benefits include porcelain tiled flooring, coving, two sets of French doors finished in uPVC accessing the landscaped rear garden and also featuring two column radiators and a further uPVC double glazed window to rear.

Utility Room - 2.13m x 1.70m (70' x 57') - Having a range of wall and base units with marble worksurfaces, a sink and drainer with mixer tap and space and plumbing for further appliances, tiled flooring and splashback, double glazed door to side elevation and extractor fan.

Cloakroom/Wc - Having a WC and wash hand basin, porcelain wood effect tile flooring, radiator and tiled splashback over hand basin.

First Floor -

Galleried Landing - With oval double glazed window, radiator and airing cupboard along with access to all first floor rooms.

Master Bedroom - 3.99m x 3.76m (131' x 124') - Having two double glazed windows to the front elevation with fitted Venetian blinds, radiator and a range of built in wardrobes with hanging an overhead storage.

En-Suite Shower Room - This three piece white suite comprises; a double shower enclosure with wall-mounted thermostatic waterfall mixer shower with separate hand-held washer, low level WC and wash hand basin, tiled flooring, part tiled walls, double glazed opaque window, and extractor fan.

Bedroom Two - 3.43m x 3.43m (113' x 113') - Having two double glazed windows with fitted Venetian blinds, radiator and a range of built in wardrobes with hanging and overhead storage.

Bedroom Three - 4.19m x 2.92m (139' x 97') - Having double glazed window with fitted Venetian blind, radiator and built in wardrobe with hanging and overhead storage.

Bedroom Four - 2.26m x 3.38m (75' x 111') - Having double glazed window with fitted Venetian blind, radiator and built in wardrobe with hanging and overhead storage.

Family Bathroom - This four piece suite comprising; a freestanding bath, low level WC and wash hand basin, separate shower unit, partly tiled walls, shower surround and splashback, extractor fan, heated towel rail and double glazed opaque window.

Outside -

Landscaped Rear Garden - The westerly facing rear garden offers a landscaped space with a combination of paved patios whilst being mostly laid to lawn with raised timber sleeper edges and planted part-borders with mature trees, shrubs and bamboo. The landscaped rear garden is surrounded by timber close and featherboard fence panelling and is facilitated by an outside garden tap and side gated access.

Front Garden - Has soft landscaping with gravel and planted borders.

Tarmacadam Driveway - Provides off road parking for a number of vehicles leading to the double garage.

Double Garage - 5.41m x 5.05m (179' x 167') - Having electric double up and over door, side courtesy door, light and power supply.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 382200

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 11500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 37200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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