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£245,000
Bedrooms
Bathrooms
'' OFFERED WITH NO UPWARD CHAIN '' This THREE BEDROOM, THREE STOREY MODERN TOWN HOUSE comes to the market occupying a cul-de-sac setting within the popular commuter village of Ibstock. In brief the property comprises entrance hall, bay fronted lounge, open plan kitchen/diner and ground floor w.c with stairs rising to the first floor landing giving way to two double bedrooms and the family bathroom. A further staircase to the second floor gives way to the main bedroom and en-suite. Externally, the property enjoys a low maintenance frontage, private garden to rear, parking and single garage. Early viewings come highly advised in order to avoid disappointment. EPC RATING AWAITED.
Ground Floor -
Entrance Hall - Entered through a composite front door and comprising and inset footwell and stairs rising to the first floor whilst giving way to the bay fronted lounge.
Lounge - 3.68m x 5.38m (121' x 178') - Enjoying a uPVC double glazed bay window to front.
Kitchen/Diner - 4.70m x 2.90m (155' x 96') - Inclusive of the modern range of wall and base units with complementary work surfaces, sink and drainer unit with mixer tap, six ring gas hob with splash screen and extractor hood over, double electric oven/grill and wall mounted gas fired central heating boiler. Other benefits include a uPVC double glazed window to rear, uPVC double glazed French doors accessing the rear garden, space and plumbing for appliances and ceramic tiled floor.
Guest Cloakroom - Comprising a low level push button w.c, pedestal wash hand basin, extractor fan and continued ceramic tiled floor from the kitchen/diner.
First Floor -
Landing - Stairs rising to the first floor landing gives way to two double bedrooms and family bathroom and comprises uPVC double glazed window to front and airing cupboard housing the hot water cylinder along with additional set of stairs accessing the second floor.
Family Bathroom - 2.24m x 1.98m (74' x 66') - This three piece suite comprises a low level push button w.c, pedestal wash hand basin with mono bloc mixer tap, panelled bath with hand held mixer shower tap, part tiled walls, ceramic tiled flooring and extractor fan.
Bedroom - 4.70m x 2.57m (155' x 85') - Having two uPVC double glazed window to rear.
Bedroom - 2.59m x 3.10m (86' x 102') - Having uPVC double glazed window to front.
Second Floor -
Bedroom - 4.72m x 3.78m (156' x 125') - Having loft hatch, uPVC double glazed window to front and a range of fitted wardrobes and access to the en-suite.
En-Suite Shower Room - 2.26m x 1.55m (75' x 51') - This three piece suite comprises a low level push button w.c, pedestal wash hand basin with mono bloc mixer tap, shower enclosure with thermostatic bar mixer shower tap, ceramic tiled flooring, part tiled walls, extractor fan, shaver point and Velux skylight.
Outside -
Private Rear Garden - Benefitting from a sunny aspect and enjoying a well maintained lawn edged with a range of shrubs and having a paved walkway to both the side and separate rear gated access and facilitated by a water point.
Single Garage - 2.59m x 5.18m (86' x 170') - Having up-and-over entrance door with light and power. There is also off road parking to the front of the garage via the shared driveway at the side of the property.
Front - Being low maintenance with slate shingling and paved step to the front door.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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