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£285,000
Bedrooms
Bathrooms
'' PRICED TO SELL '' EXTENDED '' THREE BEDROOM DETACHED FAMILY HOME situated within the popular commuter village of Ibstock comes to the market featuring an extended lounge to the front and a further dining room and extended family room to the rear of the property offering a wealth of internal accommodation. In brief the property enjoys an entrance porch, lounge, dining room, family room and kitchen/breakfast room to the ground floor, stairs rising to the first floor landing gives way to three good sized bedrooms and a family bathroom. Outside the property offers a garage and a landscaped rear garden. Early viewings come highly advised in order to avoid disappointment. EPC RATING D.
Ground Floor -
Entrance Porch - Entered via a solid timber front door with inset opaque double glazed stained window with adjacent timber framed multi paned window and comprising ceramic tiled flooring.
Lounge - 5.64m x 4.37m (186' x 144' ) - Enjoying a herringbone effect ceramic tiled flooring, stairs rising to the first floor and featuring a timber framed multi paned double glazed bow window to front. Other benefits include wall lighting and a cast iron open fireplace on a quarry tiled hearth.
Dining Room - 2.74m x 2.95m (90' x 98') - Accessible from the lounge via timber framed double opening doors, the dining room comprises wall lighting and opening into the family room.
Family Room - 3.18m x 3.66m (105' x 120') - Having uPVC framed patio doors to the rear, wall lighting and having two timber framed multi paned double glazed windows to side.
Kitchen/Breakfast Room - 2.92m x 2.95m (97' x 98' ) - Inclusive of an attractive range of wall and base units with complimentary Quartz work surfaces, four ring gas hob with splash screen and extractor hood over, electric oven/grill and an integrated dishwasher comprise the kitchen appliances. Finished in ceramic tiled flooring and benefitting from a wall mounted gas fired central heating boiler. A solid timber door with inset opaque double glazing to side and an additional timber framed multi pane double glazed window to rear overlooking the private rear garden.
First Floor -
Landing - Stairs rising to the first floor landing give way to three bedrooms and the family bathroom and comprise an airing cupboard which in turn houses the hot water cylinder and a loft hatch.
Bathroom - 2.54m x 1.65m (84' x 55' ) - This three piece suite comprises a low level w.c, pedestal wash hand basin, panelled bath with tiled splashbacks and a telephone style mixer shower tap, vinyl flooring, coving and featuring two timber framed multi paned opaque double glazed windows to rear.
Bedroom One - 2.97m x 3.51m (99' x 116' ) - Benefitting from coving and timber framed multi pane window to front.
Bedroom Two - 2.97m x 2.82m (99' x 93' ) - Featuring a timber framed double glazed multi pane window to rear and having a ceiling rose.
Bedroom Three - 2.54m (narrowing to 1.57m) x 2.64m (84' (narrowin - Having timber framed multi pane double glazed window to front, coving and access to overhead cabinets.
Outside -
Private Rear Garden - Enjoying a sunny aspect and comprising a paved patio area facilitated by side gated access which in turn gives way to a well maintained lawn edged with a range of shrubs and flower beds and surrounded by timber close board fence panelling and brick wall respectively whilst also featuring a water point.
Garage - 2.44m x 4.50m (80' x 149' ) - Entered by an up and over door to front and having a timber framed door to rear whilst benefitting from both light and power.
Front - A tarmacadam driveway offers off road parking and sits adjacent to a well maintained lawn with a tree, flowerbeds, shrubs and edged with box hedging, whilst a paved walkway accesses the front door underneath a canopy porch.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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