4 bedroom semi-detached for sale

£279,950

4

Bedrooms

1

Bathrooms

Floorplan

'' OFFERED WITH NO UPWARD CHAIN '' This EXTENDED FOUR BEDROOM SEMI DETACHED HOUSE offers a fantastic CORNER PLOT with FIELDS VIEWS SURROUNDING. At a glance the property comprises an entrance hall, lounge, kitchen/diner, conservatory, utility room and integrated garage to the ground floor with stairs rising to the first floor landing giving way to the four piece bathroom suite and four bedrooms. Externally the property enjoys a larger than average rear garden and an ample frontage able to accommodate parking for multiple vehicles. EPC RATING C.

Ground Floor -

Entrance Hall - Entered through a timber framed door with inset opaque multi pane panels and having an inset footwell and stairs rising to the first floor.

Lounge - 3.15m x 5.36m (104 x 177) - Enjoying a uPVC double glazed bay window to the front, electric fireplace with marble effect surround and hearth and giving way to the kitchen/diner.

Kitchen/Diner - 4.14m x 2.77m (137 x 91) - Inclusive of a range of wall and base units with rolled edged work surfaces, a sink and drainer unit, a free standing gas cooker with tiling to splash prone areas, space and plumbing for appliances, access to under stairs storage, a uPVC double glazed window to rear and giving way to the conservatory.

Conservatory - 4.45m x 2.49m (147 x 82) - Being of uPVC double glazed construction with wall lighting and uPVC framed door accessing the rear garden and further access to the utility room.

Utility Room - 2.67m x 2.16m (89 x 71) - Comprising the gas fired central heating boiler, vinyl flooring, lights, power and accessing the garage.

First Floor -

Landing - Stairs ascending the first floor landing gives way to four good sized bedrooms and the family bathroom and comprise loft hatch and access to over stairs storage.

Bedroom One - 3.58m x 2.82m (119 x 93) - Enjoying a range of double fitted wardrobes and benefitting from a uPVC double glazed window to rear which in turn enjoys fields views.

Bedroom Two - 2.44m x 4.29m (80 x 141) - Enjoying uPVC double glazed window to front and fitted storage cupboard.

Bedroom Three - 1.93m x 3.20m (64 x 106) - Having fitted sliding wardrobes and uPVC double glazed window to front.

Bedroom Four - 2.16m x 2.16m (71 x 71) - Having uPVC double glazed window to front.

Family Bathroom - 2.46m x 2.51m (81 x 83) - This four piece suite comprises a low level w.c, pedestal wash hand basin, a roll top bath with thermostatic mixer shower tap attachment and a further corner shower enclosure with electric power shower. The bathroom also features a chrome heated towel rail, an extractor fan, a shaver point, tiled effect vinyl flooring and an opaque uPVC double glazed window to side.

Outside -

Private Rear Garden - A paved patio area gives way to a well maintained lawn which in turn is complimented with a range of shrubs and stone shingled edging and is surrounding by a combination of both timber closed and feather board fence paneling. The garden also features wall lighting, side gated access and an additional parcel of land to the rear offering further garden space.

Front - A tandem tarmacadam driveway offers off road parking for multiple vehicles and sit adjacent to a well maintained lawn beyond privet hedging and gives way to the front door beneath a canopy porch and adjacent to wall lighting.

Garage - 2.67m x 4.78m (89 x 158) - Entered via an up and over door to front and having both light and power.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 233658.75

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 6998.75
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 23696.25
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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