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£190,000
Bedrooms
Bathrooms
This ONE OF A KIND PROPERTY comes to the market offering a DOUBLE DETACHED GARAGE and field views to the rear. In brief the property benefits from an open plan lounge/dining room and kitchen to the ground floor, with stairs rising to the first floor landing giving way to two double bedrooms and the shower room. Externally the property features a larger than average rear garden enjoying field views, a double detached garage and ample frontage able to accommodate off road parking for multiple vehicles. Situated within the popular commuter village of Ellistown this property, in need of some modernisation, is not one to miss. EPC RATING E.
Ground Floor -
Lounge - 3.58m x 3.58m (119' x 119') - Entered via a uPVC front door with inset opaque double glazed panel and having an adjacent uPVC double glazed window and further uPVC double window to front whilst also benefitting from access to under stairs storage, an electric effect log burner beneath a floating timber mantle and on top of a tiled hearth.
Dining Room - 3.91m x 4.62m (1210' x 152') - Enjoying a dual aspect with uPVC double glazed windows to side and rear and having stairs rising to the first floor whilst also providing access to the kitchen.
Kitchen - 1.96m x 2.74m (65' x 90') - Inclusive of a range of wall and base units with rolled edge work surfaces, a free standing electric cooker with filtration hood over, sink and drainer unit, space and plumbing for appliances, tiling to splash prone areas, ceramic tiled flooring, an extractor fan, a uPVC framed door with inset opaque panel giving way to the rear garden and benefitting from a dual aspect with uPVC double glazed windows to side and rear respectively.
First Floor Landing -
Bedroom One - 3.68m x 3.66m (121' x 120') - Enjoying a uPVC double glazed window to front.
Bedroom Two - 2.74m x 3.58m (90' x 119') - Having uPVC double glazed window to rear and access to over stairs storage.
Shower Room - 1.98m x 2.67m (66' x 89') - This three piece suite comprises a low level, push button WC, pedestal wash hand basin, double walk in shower enclosure with non slip flooring, tiled walls and an opaque uPVC double glazed window to side.
Outside -
Rear Garden - Entered via side gated access and facilitated by a water point the garden enjoys a paved patio area with a further paved seating area, a well maintained lawn bisected by a paved walkway to the rear of the garden and surrounded by timber closed board fence paneling.
N.B - Private right of way, Neighbours (two other terrace houses in the row) have gated access across the back of the garden but rarely use it.
Double Garage - 5.03m x 5.89m (166' x 194') - Entered via one of two up-and-over doors to front and having a timber framed personnel door to side, single glazed windows to side and rear and featuring both light and power.
Front - A concrete driveway beyond a dwarf brick wall offers off road parking for multiple vehicles and provides pedestrian access via a wrought iron gate.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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