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£495,000
Bedrooms
Bathrooms
Generously proportioned and attractive gable fronted detached family home with internal accommodation which in brief comprises an open reception hall, downstairs cloakroom/WC, front to rear living room, separate study and super open plan family dining kitchen with centre island , bifold doors overlooking and accessing the garden; in addition to a separate utility room. On the first floor landing gives way to four double bedrooms (with en-suite to master) and a family bathroom. Outside there are gardens to the front and rear, driveway providing off road car standing which in-turn accesses the detached single garage.
Entrance door through to a wall proportioned entrance hall.
Entrance Hall - Stairs accessing the first floor with an under stairs storage cupboard, there is further access from the hall to living room, separate study, downstairs cloakroom/WC and a feature open plan family dining kitchen with separate utility room off.
Living Room - 6.25m x 4.11m (not including bay window) (206 x 1 - uPVC double glazed box bay window to the front elevation, uPVC double glazed french patio doors tot he rear elevation accessing the garden, radiator and further uPVC double glazed windows to the side elevation offering plenty of natural light to the room.
Study - 3.25m x 2.46m (108 x 81) - uPVC double glazed window to the front elevation, radiator.
Downstairs Cloakroom/Wc - Fitted with a white two piece suite comprising low flush WC and wash hand basin, uPVC double glazed window to the side elevation.
Open Plan Family Dning Kitchen - 6.50m x 3.18m (min) 3.66m (max) (214 x 105 (min) - A super open space with fitted kitchen and centre island, there is radiator the dining area, bifold doors to the rear elevation accessing and overlooking the garden. From the kitchen there is access to the separate utility room.
First Floor - Landing gives way to four double bedrooms (en-suite to master ) and a family bathroom. uPVC double glazed window to the front elevation.
Master Bedroom - 4.80m x 3.23m (159 x 107) - uPVC double glazed window to the rear elevation, radiator, door accessing the en-suite shower room.
En-Suite Shower Room - Fitted with a white three piece suite comprising walk-in shower, low flush WC and wash hand basin , uPVC double glazed window to the rear elevation.
Bedroom Two - 4.37m x 2.95m (144 x 98) - uPVC double glazed window to the front elevation, radiator.
Bedroom Three - 3.71m x 3.20m (122 x 106) - uPVC double glazed window to the both rear and side elevations, radiator.
Bedroom Four - 3.20m x 2.92m (106 x 97) - uPVC double glazed window to both front and side elevation.
Family Bathroom - Fitted with a white four piece suite comprising panel bath, separate shower area, low flush WC and wash hand basin, uPVC double glazed window to the side elevation.
Outside - There are gardens to the front and rear, a driveway providing off road car standing which in-turn leads to the detached garage.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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