4 bedroom detached for sale

£470,000

4

Bedrooms

3

Bathrooms

Floorplan

This attractive double gable fronted detached family home offers generously proportioned accommodation which in brief comprises reception hall, living room, separate study, downstairs cloakroom/WC and super open plan family living dining kitchen with bi-fold doors and feature bay window in additional to a separate utility room. On the first floor landing gives way to four double bedrooms with en-suite to both master and guest bedroom two; and a further family bathroom. Outside there are gardens to the front, side and rear, a driveway providing ample off road car standing and access to the garage.

Detailed Accommodation - There is uPVC double glazed contemporary entrance door through to the reception hall.

Reception Hall - Offers a pleasant open space to the property with doors accessing the main living room, study, downstairs cloakroom/WC and the open plan family living dining kitchen (with utility room off). There is a radiator.

Living Room - 5.64m x 3.84m (not including bay window) (186 x 1 - There is uPVC double glazed bay window, two radiators, double french uPVC double glazed doors overlooking and accessing the garden.

Study - 3.33m x 2.26m (1011 x 75) - uPVC double glazed window to the front elevation, radiator.

Downstairs Cloakroom/Wc - Fitted with a contemporary white two piece suite comprising low flush WC and pedestal hand basin. There is a radiator.

Open Plan Family Dining Kitchen - 5.82m x 5.08m (maximum measurements) (191 x 168 - This super open plan space has sitting dining and kitchen areas. The kitchen has a one and a half bowl single drainer sink unit with cupboards under, fitted units to the base level with a modern work surface and matching upstand which continues to the breakfast bar area with inset hob an oven under and suspended extractor over. There is a further bank of tall standing units housing the fridge freezer, built in dishwasher and uPVC double glazed window. The living and dining area has a uPVC double glazed bay window, radiator and a series of bifold doors overlooking and accessing the garden. From the kitchen there is access to the utility room.

Utility Room - There is a single drainer stainless steel sink unit, plumbing for washing machine, space for tumble dryer. There is a wall mounted concealed gas boiler.

First Floor - A landing area gives way to four double bedrooms (with an en-suite to the master and guest bedroom 2) and a further family bathroom, airing cupboard housing hot water system. There is uPVC double glazed window and radiator.

Master Bedroom - 5.16m x 2.72m (1611' x 811) - uPVC double glazed windows to two elevations, radiator and door accessing the en-suite shower room.

En-Suite Shower Room - Fitted with a double width shower cubicle with thermostatic shower and built in shelving set to the tiled walls. There is a low flush WC, pedestal wash hand basin and a radiator.

Bedroom Two - 3.38m x 3.28m (111' x 109') - uPVC double glazed window to the front elevation, radiator and door accessing the en-suite shower room.

En-Suite Shower Room - The en-suite shower room is fitted with a white three piece suite comprising double width shower cubicle with thermostatic shower, low flush WC and pedestal wash hand basin. There is a radiator and uPVC double glazed opaque glass window.

Bedroom Three - 3.96m x 3.12m (maximum measurements) (13 x 103' - uPVC double glazed window overlooking the garden, radiator.

Bedroom Four - 4.37m x 2.46m (144' x 81') - uPVC double glazed window, radiator.

Family Bathroom - Fitted with a white four piece suite comprising double width shower cubicle with thermostatic shower, panel bath with chrome mixer taps, low flush WC and pedestal wash hand basin. There is a radiator, part tiled walls and splashbacks.

Outside - To the front of the property is a graveled area with iron railings to the boundary which continues to the side and lawned garden. There is gated access leading to the rear garden. The rear garden wraps around the property with fenced boundaries and offers privacy to the plot. Situated towards the rear of the plot is a double width driveway providing off road parking for four cars in addition to a dethatched and brick built garage.

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 390450

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 11750
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 37950
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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