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£395,000
Bedrooms
Bathrooms
This bay fronted detached family home offers accommodation which in brief comprises reception hall, downstairs cloakroom/WC, living room and a pleasant open plan family dining kitchen with separate utility room off. On the first floor landing gives way to four bedrooms (with en-suite to master) and a family bathroom. Outside there are gardens to the front and rear, driveway providing off road car standing and garaging.
Entrance door through to the reception hall.
Reception Hall - The reception hall gives access to to a downstairs cloakroom/WC, living room and an inner lobby area. The inner lobby access the open plan family dining kitchen and utility room.
Downstairs Cloakroom/Wc - Fitted with a white two piece suite comprising low flush WC and wash hand basin, uPVC double glazed window to side elevation.
Living Room - 3.76m x 4.19m (not including bay window) (124 x 1 - uPVC double glazed bay window to front elevation, radiator.
Open Plan Family Dining Kitchen - 6.60m x 3.38m (max) 3.12m (min) (218 x 111 (max) - This pleasant open plan space has fitted kitchen with centre island, uPVC double glazed window to the rear elevation. To the dining area there are uPVC double glazed french patio doors accessing the garden, radiator. There is a door from the kitchen area access the utility room. The utility room is 87 x 58 with door access the side elevation.
First Floor - Landing gives way to four bedrooms (with en-suite to master) and family bathroom.
Master Bedroom - 4.11m x 2.79m (not including room entry) (136 x 9 - uPVC double glazed window to the front elevation, radiator, door accessing the en-suite shower room.
En-Suite Shower Room - The en-suite shower room is fitted with a white three piece suite comprising shower cubicle, low flush WC and wash hand basin, uPVC double glazed window to the side elevation.
Bedroom Two - 3.81m x 2.62m (126 x 87) - uPVC double glazed window to the rear elevation, radiator.
Bedroom Three - 2.67m x 3.38m (89 x 111) - uPVC double glazed window to the rear elevation, radiator.
Bedroom Four - 2.62m x 1.98m (not including room entry) (87 x 6 - uPVC double glazed window to the front elevation, radiator.
Family Bathroom - Fitted with a white three piece suite comprising panel bath, low flush WC and wash hand basin, uPVC double glazed window to the side elevation.
Outside - To the outside of the property there are gardens to the front and rear, a driveway providing off road car standing which in-turn leads to a detached garage.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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