4 bedroom detached for sale

£419,950

4

Bedrooms

2

Bathrooms

'OFFERED WITH NO UPWARD CHAIN' This NEW BUILD FOUR BEDROOM DETACHED FAMILY HOME, comes to the market offering a wealth of internal accommodation, 10 years of NHBC gurantee, fitted flooring and blinds throughout, and in brief comprises a bay fronted lounge, dining room, upgraded quartz work surface kitchen with adjacent utility room and separate ground floor guest cloakroom, and granting access to the integral garage. Stairs rising to the first floor landing give way to four double bedrooms including the three piece bathroom suite and en suite shower room respectively. Externally the property benefits from a generously proportioned rear garden with a patio area and ample frontage, able to accommodate off road parking for multiple vehicles. Early viewings come highly advised in order to avoid disappointment. EPC RATING B.

Detailed Accommodation -

Entrance Hall - Entered through a composite front door with inset opaque double glazed panel and having an adjacent uPVC double glazed window and comprising timber effect laminate flooring, stairs rising to the first floor and granting access to understairs storage.

Guest Cloakroom - Comprising low level push button w.c. pedestal wash hand basin with tiled splash back with monobloc mixer tap, and extractor fan, vinyl flooring, opaque uPVC double glazed window to the side.

Kitchen - 3.78m x 3.18m (125 x 105 ) - Inclusive of a range of Shaker Style wall and base units with brushed steel fittings, and a complimentary upgraded quartz work top, a five ring gas hob with extractor hood over and splash screen, a one and a half sink and drainer unit with Swan Neck mixer tap, a double electric oven/grill and additional microwave oven, integrated fridge/freezer and additional integrated dish washer. Other benefits include ceramic tiled flooring, inset down lights and extractor fan. uPVC double glazed window to rear and giving way to the utility room.

Utility Room - Having a range of base units with a complimentary rolled edge work surface, a sink and drainer unit, tiled splash backs, continued ceramic tiled flooring from the kitchen, extractor fan, inset down lights, uPVC double glazed window to rear, a concealed gas fired central heating boiler, and composite side door with inset opaque double glazed panel giving way to the private rear garden.

Dining Room - 3.18m x 3.02m (105 x 911) - Benefiting from timber effect laminate flooring and uPVC double glazed french doors accessing the private rear garden whilst access to the bay fronted lounge via double oak internal doors.

Lounge - 6.10m 3.05m x 3.51m (20 10 x 116) - Benefiting from a uPVC double glazed bay window to front, and timber effect laminate flooring.

First Floor Landing - Stairs rise to the first floor landing give way to four good sized bedrooms and a family bathroom, and comprise a loft hatch and airing cupboard which in turn houses the hot water cylinder.

Bedroom One - 4.27m x 4.60m (140 x 151) - Enjoying uPVC double glazed window to the front, giving way to the en suite shower room.

En Suite Shower Room - 1.88m x 1.60m (62 x 53) - This three piece white suite comprising a low level push button w.c., pedestal wash hand basin, with Monobloc mixer tap and a corner shower enclosure with thermostatic mixer water fall shower tap and having tiling to splash prone areas. Other benefits including inset down lights and extractor fan, a shaver point, ceramic tiled flooring and a chrome heated towel rail.

Bedroom Two - 4.19m x 4.06m (139 x 134) - Having uPVC double glazed window to the front.

Bedroom Three - 4.24m x 3.05m (1311 x 100) - Having uPVC double glazed window to rear.

Bedroom Four - 3.20m x 2.57m (106 x 85) - Having uPVC double glazed window to rear.

Family Bathroom - 2.90m x 2.18m (96 x 72) - This three piece white suite comprises a low level push button w.c., pedestal wash hand basin with monobloc mixer tap, a panelled bath with splash screen and thermostatic mixer shower over, inset down lights, ceramic tiled flooring, tiling to splash prone areas, and having opaque uPVC double glazed window to rear.

Outside - Private rear garden, an expansive paved patio area, edged with stone edging to a well maintained lawn, which in turn hosts a paved seating area, surrounding by an array of shrubs beneath a timber framed pergola and surrounded by timber close board fence panelling and being facilitated by a water point and having side gated access.

Garage - 6.22m x 6.02m (205 x 199) - Entered via an up and over door to front and comprising both light and power and having a composite personal door accessing the entrance door.

Front - A tarmacadam double driveway with block edging offers off road parking for multiple vehicles adjacent to an area of stone shingling hosting a range of mature shrubs with a further paved walk way accessing the rear garden via a side gate and also granting access to the front door, with a canopy porch with wall mounted lighting and an adjacent lawn, also hosting a range of shrubs.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 349158.75

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 10498.75
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 34196.25
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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