4 bedroom detached for sale

£425,000

4

Bedrooms

2

Bathrooms

Floorplan

This FOUR BEDROOM DETACHED FAMILY HOME comes to the market occupying a CORNER PLOT within the popular commuter village of Hathern. In brief the property comprises entrance hall with ground floor WC, a 21 lounge and separate 21 kitchen/diner and utility room to the ground floor with stairs rising to the first floor landing giving way to four good sized bedrooms including the family bathroom and en-suite shower room respectively. Externally the property benefits from a detached garage, a landscaped low maintenance private rear garden and an ample frontage with a driveway able to accommodate off road parking for multiple vehicles. Early viewings come highly advised in order to avoid disappointment. EPC RATING B.

Entrance Hall - Entered through a composite front door and comprising LVT flooring and having stairs rising to the first floor.

Wc - Comprising a low level push button WC with a floating wash hand basin with monobloc mixer tap and tiled splash back, tile effect vinyl floor, extractor fan and enjoying a host of space ideal for storage.

Lounge - 3.45m x 6.50m (114 x 214) - Enjoying a dual aspect with uPVC double glazed window to front and a uPVC framed set of french doors accessing the rear garden.

Kitchen/Diner - 2.92m x 6.50m (97 x 214) - Inclusive of an attractive range of wall and base units an integrated fridge/freezer, dishwasher and having space and plumbing for further appliances. Other benefits include an electric oven/grill, a four ring gas hob with extractor hood over, an inset sink and drainer unit, timer effect laminate flooring, inset downlights and benefitting from a dual aspect with uPVC double glazed windows to front and rear.

Utility Room - 2.03m x 2.67m (68 x 89) - Benefiting from space and room for appliances, an extractor fan, a sink and drainer unit with continued timber effect laminate flooring from the kitchen diner and comprising an extractor fan, gas fed central heating boiler and uPVC double glazed rear entrance door accessing the private rear garden.

First Floor Landing - Stairs rising to the first floor landing give way to four good size bedrooms including the ensuite and family bathroom and comprise a loft hatch and airing cupboard respectively.

Bedroom One - 3.45m x 3.89m (114 x 129) - Benefiting from a dual aspect with uPVC double glazed windows to front and side and featuring a range of fitted wardrobes and granting access to the ensuite shower room.

En-Suite Shower Room - 1.98m x 1.32m (66 x 44) - This three piece white suite comprises a corner shower enclosure with thermostatic mixer shower tap, a low level WC, floating wash hand basin with tiled splashbacks, tile effect vinyl flooring, heated towel rail, extractor fan, inset downlights, opaque uPVC double glazed window to the front and benefiting from access to the airing cupboard which in turn houses the hot water cylinder.

Bedroom Two - 2.92m x 3.86m (to fitted wardrobes) (97 x 128 (t - Enjoying a uPVC double glazed window to front and featuring a range of fitted wardrobe.

Bedroom Three - 2.16m x 2.92m (71 x 97) - Having a uPVC double glazed window to the rear.

Bedroom Four - 2.44m x 2.51m (80 x 83) - Enjoying a dual aspect with uPVC double glazed windows to side and rear.

Family Bathroom - 3.15m x 1.42m (104 x 48) - This three piece suite comprises a panel bath with splash screen and mixer shower over, a low level WC, a floating wash hand basin with tiled splash backs, tile effect vinyl flooring, heated towel rail, extractor fan, shaver point, inset downlights and an opaque uPVC double glazed window to the rear.

Private Rear Garden - Enjoying an indian flag style natural stone paved patio area complimented by an artificial lawn and facilitated by side gated access, a water point and an electrical power point. A timber framed pergola also adornes the garden which in turn grants access to the garage via a side personnel door.

Detached Garage - 3.05m x 4.34m (10 x 143) - Enjoying a side personnel door, light, power and an up and over door to front.

Garage Store - 1.75m x 3.05m (59 x 10) - Partitioned by the main body of the garage the garage store enjoys light, power and a further uPVC double glazed window to side.

Front - Enjoying a paved walkway to the front door beneath a canopy porch bisecting an array of stone shingling and sitting adjacent to a tandem tarmacadam driveway with block edging offering off road parking.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 353325

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 10625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 34575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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