4 bedroom semi-detached for sale

£1,200,000

4

Bedrooms

3

Bathrooms

Floorplan

This exquisite 4-bedroom, 3-bathroom semi-detached home has been meticulously refurbished and is nestled on a beautiful tree-lined street in the highly sought-after Culverley Conservation Area. Immaculately presented throughout, this property retains many original features that make these homes so popular, offering a perfect blend of modern convenience and classic charm.

Upon entering the welcoming hallway, you are drawn to the expansive open-plan kitchen and dining area, an ideal space for entertaining. The bespoke kitchen is equipped with integrated appliances, while the spacious dining area is bathed in natural light from the French doors that open onto the mature, south-facing garden. This outdoor haven includes a large patio, perfect for summer evenings, and a lush lawn with ample room for play. At the far end of the garden, a substantial garden studio awaits, offering potential as a home office, gym, or creative space. The ground floor also features two elegant reception rooms, adorned with ornate period details, including an elaborate ceiling rose, intricate cornicing, and a feature fireplace. Additionally, a convenient utility room and a downstairs WC add to the homes practicality.

The first floor has been thoughtfully reconfigured by the current owners to create a spectacular master suite. This luxurious retreat includes a spacious double bedroom with bay windows, an elaborate fireplace, a walk-in dressing room, and a shower room. Further along the landing, two well-proportioned bedrooms offer comfort and style, accompanied by a sleek family bathroom. The loft, awash with natural light, has been extended to accommodate a double bedroom with a contemporary ensuite shower room, perfect for guests. This space also includes an additional room, ideal as a home office, and ample storage within the eaves.

With its stunning interiors, thoughtful layout, and versatile spaces, this home is perfectly suited for modern family living. It is ideally located near excellent transport links from the Twin Catford Stations, as well as a diverse selection of shops, supermarkets, and exciting places to eat and drink. Popular among young families, the area is well-served by sought-after nurseries and schools, including St Dunstans College, an independent school offering education from nursery through to sixth form.

Tenure: Freehold | Council Tax: Lewisham band F

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 993950

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 30000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 93950
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

The Property has been saved to your favorites

Love the most
Second best
Meets our criteria
May be
Last resort

 / 5

Enquiry

Book an Appointment

Enter Details

Select Date and Time

GNB Property

10 Minute Meeting

  

Check all Details

Submit

Booking Confirmed

All confirmed! We look forward to speaking with you.

10 Minute Meeting

A calendar invitation has been sent to your email address.
Message