5 bedroom semi-detached for sale

£950,000 Guide Price

5

Bedrooms

1

Bathrooms

Floorplan

''GUIDE PRICE: 950,000 - 975,000'' Spanning over 1,900 square feet, this charming five-bedroom semi-detached home is nestled on Arran Road, a quiet, tree-lined street in the highly sought-after Culverley Conservation Area. Immaculately presented throughout, the property offers an elegant blend of classic charm and modern convenience, retaining many original features that make these homes so desirable.

Upon entering the welcoming hall, you are immediately drawn to a delightful fireplace, offering a glimpse of the character that flows throughout this home. The ground floor features two spacious living rooms: the first enjoys bay windows overlooking the front, while the second boasts a working fireplace and bi-fold doors that open onto a deck, seamlessly connecting indoor and outdoor spaces, ideal for warmer days. The open-plan kitchen and dining area serves as a family hub, with a modern units, a built-in breakfast bar, and dual-aspect windows and French doors that flood the space with natural light and open directly to the garden. Outside, the thoughtfully landscaped garden features a lush lawn framed by mature plant borders and a pergola at the far endan ideal setting for alfresco dining and outdoor relaxation.A utility room and ground-floor WC complete this level with added convenience.

Upstairs, the first-floor landing, illuminated by a beautiful stained-glass window, leads to five well-proportioned bedrooms, including three generous doubles. The sleek family bathroom features both a separate bathtub and a walk-in shower, while the loft provides additional storage.

Ideally located for commuters, the property is within easy reach of Catford and Bellingham stations, offering quick connections to Central London. The local area features a diverse mix of independent shops and supermarkets, as well as a 24-hour gym and a variety of restaurants and cafes, all within easy reach. Families will appreciate the proximity to well-regarded nurseries and schools, including Rushey Green Primary School and St. Dunstans College, an esteemed independent school offering education from nursery through sixth form.

With beautiful living spaces and a vibrant community atmosphere, this exceptional home is a wonderful choice for the entire family.

Tenure: Freehold | Council Tax: Lewisham band E

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 775200

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 23750
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 62700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

The Property has been saved to your favorites

Love the most
Second best
Meets our criteria
May be
Last resort

 / 5

Enquiry

Book an Appointment

Enter Details

Select Date and Time

GNB Property

10 Minute Meeting

  

Check all Details

Submit

Booking Confirmed

All confirmed! We look forward to speaking with you.

10 Minute Meeting

A calendar invitation has been sent to your email address.
Message