4 bedroom semi-detached for sale

£1,000,000 Guide Price

4

Bedrooms

1

Bathrooms

Floorplan

Situated on one of the areas most coveted roads, this beautifully renovated period home masterfully balances timeless architectural charm with refined contemporary living. From the moment you arrive, the propertys handsome faade and original brickwork, sets a tone of quiet sophistication. Inside, bespoke interiors have been thoughtfully curated to enhance both comfort and aesthetic with light-flooded living spaces designed with effortless elegance in mind.

Stepping through the entrance hallway, youre welcomed by a warm reception room with a marble fireplace and a separate formal dining room, both with original flooring underfoot. The rear of the house opens dramatically into a sweeping open-plan kitchen/dining room, where large glass doors to the side and rear reveal the garden beyond. A bespoke kitchen anchors the space, complete with discreetly hidden integrated appliances as well as space for a range cooker and American style fridge/freezer. The property also benefits from a downstairs WC. Upstairs, there are 3 double bedrooms on the first floor, including the substantial principal suite, at nearly 18 wide, as well as a further 4th double bedroom on the second floor. The family bathroom is a generous size, offering space for both a bath and walk in shower.

Outside, a carefully landscaped, low-maintenance, rear garden unfolds with distinct zones for dining and lounging. Mature planting and paved seating areas, particularly the rear sun-trap patio, make it an ideal secluded haven whilst also being perfect to house summer gatherings. Theres also a handy garden shed perfect for storage.

The location is equally compelling. Almost equidistant, the house sits just a short stroll from 4 train stations, Ladywell, Hither Green and the Twin Catford Stations offering direct links into London. Equally, residents enjoy easy access to a curated mix of independent cafs and celebrated restaurants in the surrounding areas. Fantastic local schools are nearby, both state and independent, while expansive green spaces such as Mountsfield Park and Ladywell Fields offer a welcome escape from the city.

Elegant yet deeply liveable, this is a home where heritage and modernity are held in perfect balancecrafted for those who value both aesthetic beauty and everyday ease. A true rarity in a neighbourhood that remains perennially in demand.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 818950

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 25000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 68950
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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